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4440 Miami Rd, Cincinnati, OH, 45243

5beds
5baths
5,263sqft
$2,999,000
$570price/sqft
$20,691/moest. monthly cost
$827,640/yrincome needed

About This Home

Unlock the excitement of starting fresh in a new build by Legendary Homes. Over an acre and surrounded by mature trees, this wooded lot is the perfect setting for the incredible 5,263 finished sf build. With 5 bedrooms, 5 baths, & 10ft first floor ceilings. First floor primary ensuite w/ large W.I.C, office, great room w/ fireplace, gourmet eat-in kitchen, private office and expansive covered porch w/ gas fireplace and vews of the creek. On the 2nd level there is a common loft w/ built-ins, 3 bedrooms, an ensuite bath & a jack-n-jill bath and W.I.Cs. In the lower level is full bath, bar, family room & game area. The 3 car garage gives you plenty of storage for cars, bikes, lawn equipment, storage etc. Construction has started. Spring 2027 Completion.

Getting Around

28
WalkingCar-Dependent
23
TransitMinimal Transit
13
BikeSomewhat Bikeable

Schools

9/10
9/10
9/10
Indian Hill High SchoolGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Microwave,Oven/Range,Refrigerator,Gas Water Heater,Water Heater (High Efficiency Tank)

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Full
  • Level: Second

Bathroom4

  • Features: Full
  • Level: Lower

Bedroom2

  • Level: Second
  • Area: 182

Bedroom3

  • Level: Second
  • Area: 182

Bedroom4

  • Level: Second
  • Area: 169

Bedroom5

  • Level: First
  • Area: 225

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Features: French Doors,Chandelier,Open,Walkout,Wood Floor
  • Level: Second
  • Area: 256

Family Room

  • Area: 0

Features

  • High Ceilings,Beamed Ceilings,Crown Molding
  • Door features: Multi Panel Doors
  • Window features: Casement,Double Hung,ENERGY STAR Qualified Windows
  • Fireplace features: Great Room

Great Room

  • Features: Walkout,Fireplace,Wood Floor
  • Level: First
  • Area: 400

Heating & Cooling

  • Heating features: Forced Air,Gas,Gas Furn EF Rtd 95%+
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,263
  • Total interior livable area: 5,263 sqft

Kitchen

  • Features: Butler's Pantry,Pantry,Quartz Counters,Eat-in Kitchen,Kitchen Island,Wood Cabinets,Wood Floor,Marble/Granite/Slate
  • Area: 300

Living Room

  • Area: 0

Master Bathroom

  • Features: Built-In Shower Seat,Shower,Tile Floor,Double Vanity,Tub,Marb/Gran/Slate

Master Bedroom

  • Level: First
  • Area: 256

Office

  • Features: Bookcases,Wood Floor,Panel Walls
  • Level: First
  • Area: 225

Property

Details

  • Parcel number: NEW/UNDER CONST/TO BE BUILT

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck/Patio,Porch

Lot

  • Lot size: 1.23 Acres
  • Features: Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,164$181,968
Home Insurance *$1,190$14,280
Property Taxes $3,773$45,276
Electricity $564$6,773
Total$20,691$248,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$709,405/yr
40% on housing$620,730/yr
45% on housing$551,760/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$570This listing

vs Other Active Listings

Avg $/sqft

ZIP 45243$649
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45243$277
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$3,199,000
2026-07-31Listed for sale$2,999,000
2025-05-09Sold$600,000
2025-03-09Pending sale$640,000
2025-02-25Listed for sale$640,000
2023-12-20Listing removed--
2023-05-15Listing removed$1,919,500
2022-09-27Listed for sale$1,919,500
2021-03-24Listing removed--
2020-11-23Listed for sale$500,000
2019-09-26Listing removed$1,149,900
2019-06-20Listed for sale$1,149,900
2018-05-18Listing removed$469,000
2017-05-17Listed for sale$469,000
2016-03-16Listing removed$1,259,000
2015-11-30Price change$1,259,000
2015-09-09Listed for sale$500,000
2012-04-02Listing removed$480,000
2011-09-27Listed for sale$480,000
2003-08-18Sold$400,000
2000-11-24Sold$387,500

New Construction

AgentPatrick Gunning
BrokerageColdwell Banker Realty

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