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1654 Iowa St, Indianapolis, IN, 46203

2beds
1baths
755sqft
$157,500
$209price/sqft
$1,387/moest. monthly cost
$55,480/yrincome needed

About This Home

Easy to show! Bring us an offer! Welcome home to this beautifully updated 2-bedroom, 1-bath residence that combines modern style with everyday comfort. Relax on the charming pergola-covered front porch before stepping inside to a bright and inviting living room, dedicated dining area, and an updated kitchen featuring a chic backsplash and all appliances included. Even better, the washer and dryer stay with the home, making your move even easier. Both bedrooms offer comfortable living space, while the full bath has been tastefully maintained. Outside, you'll find a large, fully fenced backyard-perfect for pets, gardening, entertaining, or simply enjoying the outdoors. Conveniently located near I-65 and just minutes from Fountain Square, this move-in-ready home offers easy access to shopping, dining, entertainment, and downtown amenities. Don't miss your opportunity to own this stylish and affordable gem!

Getting Around

60
WalkingSomewhat Walkable
36
TransitSome Transit
66
BikeBikeable

Schools

2/10
1/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter,Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Gas Water Heater,Microwave,Gas Oven,Range Hood,Refrigerator,Washer
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 84
  • Dimensions: 12x07

Features

  • Breakfast Bar,Hardwood Floors,Eat-in Kitchen
  • Window features: Wood Work Painted
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 755
  • Total interior livable area: 755 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 09x08

Living Room

  • Level: Main
  • Area: 96
  • Dimensions: 12x08

Master Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Property

Details

  • Parcel number: 491018150010000101
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced,Full,Privacy
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot,Curbs,Not In Subdivision,Mature Trees,Trees-Small (Under 20 Ft)

Parking

  • Parking features: Gravel,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $796$9,552
Home Insurance *$116$1,392
Property Taxes $291$3,492
Electricity $184$2,212
Total$1,387$16,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,554/yr
40% on housing$41,610/yr
45% on housing$36,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 46203$117
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46203$129
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$157,500
2026-06-22Listed for sale$160,000
2025-06-27Sold$152,500
2025-02-22Pending sale$150,000
2025-01-27Listed for sale$150,000
2020-03-03Sold$112,000
2020-01-17Pending sale$112,000
2019-12-06Price change$112,000
2019-10-22Price change$119,000
2019-10-10Listed for sale$124,000
2018-09-18Sold$33,000
2018-08-29Pending sale$39,900
2018-06-19Price change$39,900
2018-05-21Price change$44,900
2018-05-03Listed for sale$49,900
2011-07-21Sold$2,596

For Sale by Agent

AgentLindsey Smalling
BrokerageHighgarden Real Estate

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