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640 Ebersole Rd, Reading, PA, 19605

5beds
4baths
2,600sqft
$519,900
$200price/sqft
$3,775/moest. monthly cost
$151,000/yrincome needed

About This Home

Rare multigenerational opportunity! This exceptional 5-year-old home offers approximately 2,600 square feet of thoughtfully designed living space with 5 bedrooms and 3.5 baths. A truly rare find, the first floor features two private bedroom suites, each with its own full bath and walk-in closet - an ideal layout for multigenerational living, dual owners, guests, or buyers planning ahead for aging parents. The spacious second floor offers three additional generously sized bedrooms and a full bath, providing plenty of room for family or visitors. The bright, full daylight walkout basement features 9-foot ceilings, abundant natural light, and rough-in plumbing for a future fourth bathroom, making it an outstanding opportunity to create additional finished living space. The well-appointed kitchen boasts granite countertops, modern appliances, and ample workspace for everyday living and entertaining. Step outside to enjoy the covered Wolf PVC deck overlooking the fenced backyard - perfect for relaxing or hosting gatherings. Additional features include central air conditioning, economical natural gas heat and hot water, first-floor laundry, a spacious family room with a cathedral ceiling, LOW TAXES and an attached two-car garage. Conveniently located near Jim Dietrich Park, shopping, restaurants, and major highways, this home offers the perfect combination of comfort, flexibility, and convenience. An outstanding value - replacing this home with new construction at this price would be extremely difficult. Don't miss this unique opportunity! Call today for more exciting details and to set up your private showing!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Muhlenberg El CenterGrades K-32.1 mi
3/10
Muhlenberg Middle SchoolGrades 7-92.1 mi
3/10
Muhlenberg High SchoolGrades 10-121.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle,Pitched,Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Dryer,Self Cleaning Oven,Oven/Range - Electric,Refrigerator,Washer,Water Conditioner - Owned,Water Heater,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Exterior Entry,Rough Bath Plumb,Space For Rooms,Sump Pump,Unfinished,Walk-Out Access,Windows

Bathroom1

  • Level: Upper

Bedroom2

  • Features: Attached Bathroom,Walk-In Closet(s)
  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Family Room Off Kitchen,Floor Plan - Traditional,Kitchen - Gourmet,Pantry,Primary Bath(s),Walk-In Closet(s),Dry Wall,Tray Ceiling(s)
  • Door features: Sliding Glass
  • Window features: Double Pane Windows,Energy Efficient,Insulated Windows,Sliding
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,900
  • Total interior livable area: 2,600 sqft

Kitchen

  • Features: Granite Counters,Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Cathedral/Vaulted Ceiling
  • Level: Main

Primary Bedroom

  • Features: Attached Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 66439902952835
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Other equipment: None
  • Exclusions: Small White Refrigerator,White Upright Freezer,Grill,Small Shed Next To Two Larger Sheds,Large Pallet Wood Rack In Foyer

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch,Roof
  • Exterior features: Lighting,Sidewalks
  • Fencing: Privacy,Vinyl
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 0.61 Acres
  • Features: Front Yard,Landscaped,Level,Rear Yard,SideYard(s),Suburban
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Asphalt,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$169$2,028
Property Taxes $693$8,316
Electricity $285$3,423
Total$3,775$45,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,428/yr
40% on housing$113,250/yr
45% on housing$100,666/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 19605$159
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19605$181
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$510,000
2026-08-05Price change$510,000
2026-07-11Listed for sale$519,900
2021-01-20Sold$358,500

For Sale by Agent

AgentJohn Tomaszewski
BrokerageRE/MAX Of Reading

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