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112 Portia Blvd, Kutztown, PA, 19530

4beds
3baths
3,439sqft
$663,900
$193price/sqft
$4,859/moest. monthly cost
$194,360/yrincome needed

About This Home

TO BE BUILT, 2 lots remain in Phase III, the last phase in Hill Top Estates located in Kutztown. 8 models to choose from that can be built on any lots remaining. All homes ( 2 story and ranchers) are side entry garages with walk out daylight basements. All homes need to be built as these are paper listings. Allow 6-7 months from start to finish for the building process. Many upgrades included in the standard specs. This model is the "Augusta" We accept both FHA and VA financing.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
Kutztown El SchoolGrades K-51.1 mi
6/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Passive Radon Mitigation,Concrete Perimeter
  • Construction materials: Batts Insulation,Blown-In Insulation,Concrete,Stone,Tile,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Drainage System,Interior Entry,Exterior Entry,Concrete,Walk-Out Access,Windows,Water Proofing System

Bedroom2

  • Level: Upper
  • Area: 132

Bedroom3

  • Level: Upper
  • Area: 132

Bedroom4

  • Level: Upper
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180

Features

  • Breakfast Area,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Bathroom - Stall Shower,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,439

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,439
  • Total interior livable area: 3,439 sqft

Kitchen

  • Level: Main
  • Area: 300

Living Room

  • Level: Main
  • Area: 180

Other

  • Level: Main
  • Area: 459

Other

  • Level: Upper
  • Area: 63

Other

  • Level: Main
  • Area: 126

Primary Bathroom

  • Level: Upper
  • Area: 110

Primary Bedroom

  • Level: Upper
  • Area: 255

Sitting Room

  • Level: Upper
  • Area: 110

Study

  • Level: Main
  • Area: 144

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 55544420812951
  • Zoning: SINGLE FAMILY RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Lighting,Flood Lights,Sidewalks,Street Lights
  • Has view: Yes
  • View description: Panoramic,Valley

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Side,Inside Entrance,Oversized,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,357$40,284
Home Insurance *$240$2,880
Property Taxes $885$10,620
Electricity $377$4,527
Total$4,859$58,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,594/yr
40% on housing$145,770/yr
45% on housing$129,573/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 19530$196
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19530$191
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-01-01Price change$663,900
2024-08-28Listed for sale$653,900

New Construction

AgentCraig Reinert
BrokerageKeller Williams Platinum Realty - Wyomissing

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