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702 Water St, Temple, PA, 19560

3beds
3baths
1,740sqft
$315,000
$181price/sqft
$2,364/moest. monthly cost
$94,560/yrincome needed

About This Home

This spacious twin home offers 1,704 square feet of comfortable living space with 3 bedrooms and 2½ bathrooms, making it an excellent choice for first-time buyers, growing households, or anyone looking for an affordable home with room to spread out. Step inside to find a bright, functional floor plan designed for everyday living and entertaining. The generous living areas provide plenty of space to gather with family and friends, while the three well-sized bedrooms offer comfort and privacy. With two full baths and a convenient half bath, busy mornings are a breeze. Outside, enjoy a manageable and fenced yard that's easy to maintain while still providing space to relax, play, or garden. Conveniently located in Muhlenberg Township, you'll be just minutes from shopping, restaurants, schools, parks, and major commuter routes, making daily errands and commuting simple. If you're looking for a move-in ready home that offers space, convenience, and exceptional value, 702 Water Street is one you won't want to miss.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

3/10
Muhlenberg El CenterGrades K-30.8 mi
3/10
Muhlenberg Middle SchoolGrades 7-91.2 mi
3/10
Muhlenberg High SchoolGrades 10-120.9 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Upper Level,Laundry Room

Bedroom1

  • Level: Upper
  • Area: 192
  • Dimensions: 12 X 16

Bedroom2

  • Level: Upper
  • Area: 165
  • Dimensions: 11 X 15

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 204
  • Dimensions: 12 X 17

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,740

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,740
  • Total interior livable area: 1,740 sqft

Kitchen

  • Level: Main
  • Area: 72
  • Dimensions: 6 X 12

Laundry

  • Level: Main
  • Area: 42
  • Dimensions: 6 X 7

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 66530912858880
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Free Standing Pantry,Stand Alone Freeze,Washer And Dryer

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$128$1,536
Property Taxes $420$5,040
Electricity $224$2,692
Total$2,364$28,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,051/yr
40% on housing$70,920/yr
45% on housing$63,040/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 19560$161
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19560$166
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$315,000
2026-08-06Listed for sale$315,000
2021-01-22Sold$185,000
2020-11-25Pending sale$185,000
2020-11-20Listed for sale$185,000
2015-08-27Sold$156,500
2015-06-06Listed for sale$156,500
2010-02-26Sold$154,500

For Sale by Agent

AgentCynthia Oswald
BrokerageRE/MAX Of Reading

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