20 Bella Terra Dr, Shermans Dale, PA, 17090
About This Home
Welcome to your own private slice of paradise in Shermans Dale! This beautifully maintained 4-bedroom, 2.5-bath homestead offers the perfect blend of comfort, functionality, and country living. Inside, you'll find a spacious kitchen with abundant cabinetry that flows seamlessly into the dining area—ideal for family gatherings, holiday meals, and everyday living. Multiple living spaces provide room to relax, entertain, or simply enjoy the peaceful surroundings. Step outside and discover what truly makes this property unforgettable. The stunning backyard has been thoughtfully designed to create a private retreat, complete with a screened-in porch for relaxing summer evenings, mature landscaping, established fruit trees, thriving garden beds, and a chicken coop ready for your own backyard flock. Whether you're dreaming of growing your own food, collecting fresh eggs each morning, or simply enjoying the beauty of nature, this property offers endless possibilities. A detached garage provides excellent storage for vehicles, hobbies, or equipment, while the solar system helps keep utility costs low, making sustainable living both practical and affordable. From gardening and entertaining to peaceful mornings with a cup of coffee on the porch, this property truly allows you to create the lifestyle you've always imagined. If you've been searching for a home where you can slow down, spread out, and embrace a more self-sufficient way of life without sacrificing comfort, this Shermans Dale gem is ready to welcome you home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Foundation: Concrete Perimeter
- Roof: Fiberglass,Asphalt
- Construction materials: Stone,Vinyl Siding,Stick Built
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Oven/Range - Gas,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Concrete,Full
Bathroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Den
- Level: Main
Dining Room
- Level: Main
Features
- Dining Area
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,668
Game Room
- Level: Lower
Heating & Cooling
- Heating features: Heat Pump,Active Solar,Wood Stove,Propane,Coal,Wood,Solar
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 2,668
- Total interior livable area: 2,668 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Other
- Level: Upper
Primary Bathroom
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Accessibility
- Accessibility features: 2+ Access Exits
Details
- Parcel number: 040130.00039.009
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Porch
- Exterior features: Lighting,Flood Lights
- Has spa: Yes
- Spa features: Hot Tub
Lot
- Lot size: 1.50 Acres
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Asphalt,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $273 | $3,276 |
| Property Taxes | $868 | $10,416 |
| Electricity | $292 | $3,512 |
| Total | $4,163 | $49,956 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $540,000 |
| 2020-06-02 | Listing removed | $2,500 |
| 2020-05-18 | Price change | $2,500 |
| 2020-04-01 | Listed for rent | $2,700 |
| 2019-06-14 | Listing removed | $2,700 |
| 2019-05-01 | Listed for rent | $2,700 |
| 2016-06-02 | Sold | $297,800 |
| 2014-05-14 | Sold | $55,000 |
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