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15 Judith St E, Charleston, SC, 29403

2beds
4baths
1,680sqft
$1,185,000
$705price/sqft
$7,055/moest. monthly cost
$282,200/yrincome needed

About This Home

Tucked into the charming Wraggborough neighborhood, this home puts you right where you want to be-just moments from Charleston's best dining, shopping, and parks, all easily reached by foot or bike. The first floor offers a versatile flex space ideal for a home office, fitness area, or playroom, along with a convenient half bath and a separate storage/utility/laundry room. Upstairs, natural light fills the main living level, showcasing hardwood floors and a newly renovated kitchen with a flexible living and/or dining area centered around a spacious island. The current living room easily doubles as a third bedroom, complete with ensuite bath and walk-in closet, plus access to a private balcony. The top level features two spacious ensuite bedrooms for added privacy. Two..off-street parking spaces, generous storage, and a Condo HPR that includes flood insurance and exterior maintenance, this home offers effortless downtown living. Plus, many more recent updates including new bathroom vanities and new HVAC.

Getting Around

95
WalkingWalker's Paradise
49
TransitSome Transit
86
BikeVery Bikeable

Schools

3/10
4/10
1/10
Burke High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Carriage/Kitchen House
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling - Smooth,High Ceilings,Kitchen Island,Walk-In Closet(s),Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Other
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 45913010401

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Ground Level
  • Patio & porch: Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Partial

Lot

  • Lot size: 871.20 sqft
  • Features: 0 - .5 Acre,Interior Lot

Parking

  • Parking features: Off Street,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Earthquake
Hurricane
Coastal Flooding
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,992$71,904
Home Insurance *$464$5,568
Property Taxes $395$4,740
Electricity $204$2,449
Total$7,055$84,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,885/yr
40% on housing$211,650/yr
45% on housing$188,133/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$705This listing

vs Other Active Listings

Avg $/sqft

ZIP 29403$454
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29403$603
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$1,100,000
2026-06-09Price change$1,185,000
2026-05-18Price change$1,250,000
2026-04-18Listed for sale$1,295,000
2021-06-25Sold$615,000
2019-09-04Listing removed$624,900
2019-07-09Price change$624,900
2019-06-22Price change$649,000
2019-06-19Listed for sale$699,000
2016-06-24Sold$570,000
2012-07-31Sold$432,500
2012-04-04Listing removed$539,000
2012-03-10Price change$539,000
2012-03-02Price change$547,500
2012-02-27Price change$549,000
2012-02-22Price change$555,750
2012-02-02Price change$560,000
2012-01-24Price change$562,500
2012-01-15Price change$565,000
2011-12-12Price change$568,900
2011-12-04Price change$569,900
2011-11-20Price change$572,500
2011-11-08Price change$575,000
2011-10-30Price change$579,900
2011-10-21Price change$582,900
2011-10-17Price change$583,500
2011-10-13Listed for sale$585,000
2005-02-14Sold$440,000
2003-07-22Sold$475,000

For Sale by Agent

AgentMichele Costanzo
BrokerageEXP Realty LLC

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