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120 E Colpat St, Summerville, SC, 29485

1beds
2baths
1,200sqft
$234,500
$195price/sqft
$1,591/moest. monthly cost
$63,640/yrincome needed

About This Home

Located in the Lincolnville area, this location is ideal for quick commutes to downtown SVille, to I-26, to Nexton, to N. Charleston & Goose Creek, and to the Palmetto Commerce Parkway. If you're looking to live in Summerville with the convenience of being close to restaurants, shopping, outdoor activities, etc., this could be the home for you! This 1-2BR/1.5BA home could easily be upfitted to make space for a child's bedroom, or a place for tenant or a roommate. The bones are there! This home was built with longevity in mind. The roof trusses were site-built, not prefab. The exterior posts are 6x6, not 4x4. The exterior sports 2''x treated wood trim, not the traditional 1''x trim. The home sports hardi-plank siding. The roof was just replaced in 2024. The interior doors are solid woodcore doors. The electrical wiring and the plumbing (PEX) for water are both run in the attic, for ease of maintenance/repair. A cabinet within the kitchen island is pre-plumbed for a dishwasher. The kitchen has granite countertops while the island has a cherry wood countertop. Again, this 1BR/1.5BA home has the potential for a 2nd bedroom since the garage has already been partially converted (has drywall, insulation, & is plumbed w/ heating & air). This home is the perfect size for a bachelor (or bachelorette), for newlyweds, or for empty-nesters. Its central location would also lend well to an investor who wants to use the home in the short-term rental arena. It's a blank canvas just waiting for its next homeowner. Check it out for yourself & schedule a showing to see it today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Ladson Elementary SchoolGrades PK-53.6 mi
3/10
Deer Park MiddleGrades 6-87.2 mi
1/10
R. B. Stall High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling - Smooth
  • Flooring: Carpet,Luxury Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 3850100076

Features

  • Stories: 1
  • Entry location: Ground Level
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.42 Acres
  • Features: 0 - .5 Acre

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Earthquake
Lightning
Strong Wind
Cold Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,185$14,220
Home Insurance *$124$1,488
Property Taxes $78$936
Electricity $204$2,449
Total$1,591$19,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,548/yr
40% on housing$47,730/yr
45% on housing$42,426/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 29485$165
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29485$182
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$239,000
2026-03-25Price change$244,000
2026-01-20Price change$249,000
2025-12-21Listed for sale$254,900

For Sale by Agent

AgentTammy Thompson
BrokerageColdwell Banker Realty

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