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1981 Central Park Rd, Charleston, SC, 29412

2beds
2baths
909sqft
$467,000
$514price/sqft
$2,956/moest. monthly cost
$118,240/yrincome needed

About This Home

Built in 2018 and ideally located between downtown Charleston and Folly Beach, this elevated two-bedroom home offers modern, low-maintenance living in the heart of James Island. Just minutes from James Island County Park, local shops, and everyday conveniences, the location makes it easy to enjoy the best of the Lowcountry lifestyle. Inside, the home is filled with natural light and clean, contemporary finishes, including wood floors, a sleek kitchen, and a large glass sliding door that opens the living space to the outdoors. Step onto the 130 sq. ft. elevated porch to relax, entertain, or unwind with views of mature palm trees and coastal surroundings. The thoughtfully designed layout includes two bedrooms, two full baths, and 909 square feet of comfortable living space. A stacked washer and dryer are included for added convenience. Parking for three or more vehicles is available beneath the home, along with flexible ground-level space ideal for storage, a workshop, or future customization. 1981 Central Park Road provides great opportunity for buyers seeking a newer home, easy upkeep, and a prime James Island location close to beaches, parks, and downtown Charleston.

Getting Around

20
WalkingCar-Dependent
22
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

8/10
Camp Road MiddleGrades 6-80.9 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Raised
  • Roof: Architectural

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling - Smooth,High Ceilings,Kitchen Island
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Wood

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 909
  • Total interior livable area: 909 sqft

Property

Details

  • Parcel number: 3400000041

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,920 sqft
  • Features: 0 - .5 Acre,Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Earthquake
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,361$28,332
Home Insurance *$236$2,832
Property Taxes $155$1,860
Electricity $204$2,449
Total$2,956$35,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,348/yr
40% on housing$88,680/yr
45% on housing$78,826/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 29412$323
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29412$371
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$467,000
2026-02-06Listed for sale$472,000
2026-02-02Listing removed$479,000
2025-06-02Price change$479,000
2025-05-15Price change$489,000
2025-03-25Price change$499,000
2025-03-13Listed for sale$510,000
2024-03-15Sold$455,000
2024-02-05Contingent$472,000
2024-01-24Price change$472,000
2023-10-31Price change$475,000
2023-09-18Price change$479,000
2023-08-27Price change$489,000
2023-06-30Listed for sale$495,000
2023-04-25Listing removed--
2023-03-23Price change$495,000
2023-02-24Listed for sale$499,000
2021-01-12Listing removed--
2020-11-16Listed for rent$2,300
2020-04-18Listing removed$2,300
2020-02-24Listed for rent$2,300
2019-11-06Listing removed$1,700
2019-10-08Price change$1,700
2019-09-27Price change$1,800
2019-09-04Listed for rent$1,900
2018-09-17Sold$244,000
2016-07-29Sold$22,500

For Sale by Agent

AgentCrissy Rowell
BrokerageWilliam Means Real Estate, LLC

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