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145 Stonemont Dr, Irmo, SC, 29063

4beds
4baths
3,349sqft
$415,000
$124price/sqft
$2,804/moest. monthly cost
$112,160/yrincome needed

About This Home

Stonemont | Timeless Traditional with space to Live, Entertain & Grow! Nestled in the coveted Stonemont neighborhood, this beautifully maintained traditional home delivers an exceptional combination of space, layout, and outdoor living, all on nearly half an acre. From the moment you step inside, the open floor plan impresses. Natural light pours through the main level, connecting a formal dining room, flexible office or playroom, and an expansive living room that flows directly into the updated kitchen. Granite countertops, stainless appliances, abundant cabinetry, an eat in breakfast nook, and deck access for grilling makes this kitchen as functional as it is beautiful. The primary suite is a true retreat, tray ceilings, a walk-in closet built for any wardrobe, and a luxurious bath with dual vanities, soaking tub, and separate shower. Three bedrooms plus an oversized bonus room ensures space is never a compromise. The finished walkout basement adds 480 square feet of flexible living space, ideal as a in-law suite or guest quarters, with access to the dual tier deck overlooking the sprawling back yard. Outside, the near half-acre lot is ready for entertaining or everyday enjoyment. Well maintained. Move-In Ready. Low HOA. Schedule your showing today, opportunities like this don't wait! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
7/10
Dutch Fork Middle SchoolGrades 7-81.6 mi
7/10
Dutch Fork High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas 1st Lvl,Heat Pump 2nd Lvl
  • Cooling features: Gas Pac,Heat Pump 2nd Lvl

Interior Area

  • Total structure area: 3,349
  • Total interior livable area: 3,349 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 041000160

Features

  • Stories: 2
  • Waterfront features: Creek

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Hurricane
Heat Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$163$1,956
Property Taxes $221$2,652
Electricity $322$3,864
Total$2,804$33,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,137/yr
40% on housing$84,120/yr
45% on housing$74,773/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 29063$143
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29063
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$415,000
2009-03-13Sold$236,450
2008-03-19Sold$35,000

For Sale by Agent

AgentRussell Covan
BrokerageBetter Homes and Gardens Real Est Medley

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