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2 Francis St Unit J, Charleston, SC, 29403

1beds
1baths
1,023sqft
$529,000
$517price/sqft
$3,261/moest. monthly cost
$130,440/yrincome needed

About This Home

A completely renovated condo in the heart of downtown! Charming and modern, natural light fills this beautifully restored 2-level condo unit. Re-finished hardwood floors, a wood burning fireplace, brand new HVAC system, a newly renovated bathroom with a marble tile walk-in shower, a fully renovated kitchen, and all new stainless steel appliances! This one bedroom/one bathroom condo also includes a spacious bonus area that easily functions as an office or guest room. Enjoy the best of Charleston at your doorstep: Hampton Park just blocks away, Rodney Scott's BBQ, SightSee Coffee, Nette, Leon's Oyster Shop, Little Jack's are all just a short walk away. Experience all downtown has to offer from this modern and stylish condo!

Getting Around

84
WalkingVery Walkable
38
TransitSome Transit
76
BikeVery Bikeable

Schools

7/10
1/10
Burke High SchoolGrades 9-120.6 mi
2/10

Construction

Condition

  • Year built: 1915

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Ceilings,Kitchen Island,Walk-In Closet(s),Eat-in Kitchen
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,023
  • Total interior livable area: 1,023 sqft

Property

Details

  • Parcel number: 4631504167
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.50 Acres
  • Features: .5 - 1 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Earthquake
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$207$2,484
Property Taxes $176$2,112
Electricity $204$2,449
Total$3,261$39,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,805/yr
40% on housing$97,830/yr
45% on housing$86,960/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$517This listing

vs Other Active Listings

Avg $/sqft

ZIP 29403$459
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29403$603
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$529,000
2025-10-27Listed for sale$549,000
2023-08-20Listing removed--
2023-07-24Contingent$459,000
2023-07-19Listed for sale$459,000
2023-06-10Contingent$449,000
2023-05-18Listed for sale$449,000
2022-10-12Listing removed--
2022-08-27Contingent$449,000
2022-08-23Listed for sale$449,000
2018-05-16Listing removed$1,750
2018-05-10Listed for rent$1,750

For Sale by Agent

AgentSeantell Dorsey
BrokerageAgent Group Realty Charleston

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