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125 Peach Grove Cir, Elgin, SC, 29045

2beds
2baths
1,872sqft
$365,000
$195price/sqft
$2,402/moest. monthly cost
$96,080/yrincome needed

About This Home

Experience luxury and effortless, low-maintenance living in this stunning, move-in-ready, one-owner home! Perfectly situated in the heart of NE Columbia, this one-story residence combines elegance with unparalleled convenience. Step inside to discover a bright, open floor plan anchored by beautiful hardwood floors and soaring high ceilings. The gourmet kitchen is a true centerpiece, featuring granite countertops, a stylish tiled backsplash, under cabinet lighting and stainless steel appliances. Whether you’re hosting in the formal dining room or relaxing in the sun-drenched sunroom, this home is designed for comfort and ease. The primary retreat: a private sanctuary with a spa-like step-in shower, a spacious dual vanity, and a perfectly organized, customized walk-in closet. Practicality meets luxury throughout the home with a dedicated laundry room featuring a utility sink and an additional bonus storage room. Enjoy the ultimate stress-free lifestyle with comprehensive HOA coverage that takes care of the details, including structural insurance, roof maintenance, exterior structure, water, landscape, termite bond, access to the community pool, and the clubhouse. The location is unbeatable: you are just minutes away from top-tier shopping, dining, healthcare, I-20, and Fort Jackson. Outdoor enthusiasts will love the proximity to Sesquicentennial State Park and multiple premier golf courses. Complete with a 2-car garage, this home offers everything you need to start living your best, relaxed lifestyle. Schedule your private tour today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Pontiac Elementary SchoolGrades PK-50.3 mi
5/10
8/10
Spring Valley High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Construction materials: Brick-All Sides-AbvFound,Fiber Cement-Hardy Plank,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Microwave Above Stove
  • Laundry features: Heated Space,Mud Room,Main Level

Bedroom2

  • Features: Bath-Shared,Vaulted Ceiling(s),Tub-Shower,High Ceilings,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: French Doors,Floors-Hardwood,Vaulted Ceiling(s),High Ceilings
  • Level: Main

Features

  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,872
  • Total interior livable area: 1,872 sqft

Kitchen

  • Features: Bar,Floors-Hardwood,Pantry,Granite Counters,Cabinets-Stained,Backsplash-Other,Recessed Lighting
  • Level: Main

Living Room

  • Features: Fireplace,Floors-Hardwood,Ceiling-Vaulted,Ceilings-High (over 9 Ft),Ceiling Fan
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Bath-Private,Separate Shower,Walk-In Closet(s),Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Closet-Private,Separate Water Closet
  • Level: Main

Property

Details

  • Parcel number: 257820121

Features

  • Stories: 1
  • Patio & porch: Patio

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$159$1,908
Property Taxes $194$2,328
Electricity $204$2,449
Total$2,402$28,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,354/yr
40% on housing$72,060/yr
45% on housing$64,053/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$365,000
2009-03-27Sold$252,200

For Sale by Agent

AgentKaren Yip
BrokerageYip Premier Real Estate LLC

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