631 College Street, Beloit, WI, 53511
About This Home
Completely renovated and move-in ready, this 3-bedroom, 2.5-bath home blends timeless character with thoughtful modern updates. Original hardwood floors have been beautifully refinished, adding warmth and charm throughout. The all-new kitchen features quartz countertops, stainless GE appliances, and a clean, functional design ideal for everyday living and entertaining. All bathrooms have been fully updated with new flooring, fixtures, and finishes. Major improvements include new windows, new mechanicals, upstairs laundry, a gas log fireplace, and a newly constructed oversized two-car garage. The main level offers great flow between the formal dining, living, family, and sunroom. Ideally located directly across from Beloit College, with a nice backyard?this home is ready for its next chapter!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1899
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Washer,Dryer,Water Softener
Basement
- Has basement: Yes
- Basement: Full
Bathroom
- Features: At least 1 Tub,Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Walk-In Shower
Bedroom2
- Level: Upper
- Area: 100
Bedroom3
- Level: Upper
- Area: 121
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 168
Family Room
- Level: Main
- Area: 168
Features
- Kitchen Island
- Finished area below ground: 0
- Finished area above ground: 2,294
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,294
- Total interior livable area: 2,294 sqft
Kitchen
- Level: Main
- Area: 168
Living Room
- Level: Main
- Area: 168
Master Bedroom
- Level: Upper
- Area: 192
Property
Details
- Parcel number: 206 13660390
- Zoning: R1
- Exclusions: Seller's Personal Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
- Living area range: 2001-2500
Lot
- Lot size: 9,147 sqft
Parking
- Total spaces: 2
- Parking features: 2 Car,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,236 | $38,832 |
| Home Insurance * | $332 | $3,984 |
| Property Taxes | $794 | $9,528 |
| Electricity | $215 | $2,586 |
| Total | $4,577 | $54,924 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $640,000 |
| 2025-08-04 | Sold | $223,000 |
| 2025-07-19 | Pending sale | $220,000 |
| 2025-06-13 | Price change | $220,000 |
| 2025-05-30 | Price change | $235,000 |
| 2025-04-10 | Price change | $250,000 |
| 2025-03-06 | Price change | $265,000 |
| 2025-01-14 | Listed for sale | $285,000 |
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