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742 Church Street, Beloit, WI, 53511

4beds
3baths
4,011sqft
$975,000
$243price/sqft
$7,021/moest. monthly cost
$280,840/yrincome needed

About This Home

This standout Dutch Colonial, located right next to Beloit College, blends classic elegance with modern amenities. The entire home has been thoughtfully renovated, with attention to every detail. The grand foyer welcomes you with a sweeping staircase. A two-sided fireplace warms both the living and family rooms. The tuxedo kitchen, featuring a black-and-white checkerboard floor, flows into a dreamy butler's panty. An airy and spacious breezeway connects the home to the newly added 3-car garage. The backyard features hardscape outdoor fire pit and grilling area. With a formal dining room, a large primary suite, and a spacious walk-up finished attic, this home is a perfect blend of historical charm and thoughtful modern touches.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

1/10
Merrill Elementary SchoolGrades PK-31.1 mi
1/10
Beloit Virtual SchoolGrades PK-121.1 mi
2/10
Memorial High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1890

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Washer,Dryer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom

  • Features: Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Walk-In Shower

Bedroom2

  • Level: Upper
  • Area: 195

Bedroom3

  • Level: Upper
  • Area: 132

Bedroom4

  • Level: Upper
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168

Family Room

  • Level: Main
  • Area: 210

Features

  • Walk-In Closet(s),Pantry,Kitchen Island
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 4,011

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,011
  • Total interior livable area: 4,011 sqft

Kitchen

  • Level: Main
  • Area: 154

Living Room

  • Level: Main
  • Area: 196

Master Bedroom

  • Level: Upper
  • Area: 210

Property

Details

  • Parcel number: 206 13670036
  • Zoning: Res
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Living area range: 3501-5000

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 3
  • Parking features: 3 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$505$6,060
Property Taxes $1,210$14,520
Electricity $376$4,522
Total$7,021$84,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,720/yr
40% on housing$210,630/yr
45% on housing$187,226/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 53511$166
Rock County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 53511$148
Rock County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Listed for sale$975,000
2024-12-26Sold$100,000

For Sale by Agent

AgentKonya Schuh
BrokerageCentury 21 Affiliated

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