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240 Cameron Dr, Ozark, AL, 36360

3beds
2baths
1,341sqft
$230,000
$172price/sqft
$1,727/moest. monthly cost
$69,080/yrincome needed

About This Home

Welcome to peaceful living just on the outskirts of town! This beautiful 3-bedroom, 2-bath brick home offers the perfect blend of comfort, space, and functionality. Step inside to a spacious living area with trey ceiling and a wall of windows that fill the home with natural light while providing picturesque views of the large backyard. The kitchen and dining areas flow seamlessly, while the private en-suite offers a relaxing retreat complete with a large walk-in closet and private bath. The two additional bedrooms provide plenty of space for family, guests, or a home office. Enjoy your mornings or evenings on the screened back porch overlooking the natural landscape of the large back yard. If you're looking for extra storage this home, has it, with a 2-car attached garage and a separate 2-car detached garage that can also double as a workshop. The whole house generator offers peace of mind year-round ensuring uninterrupted comfort and convenience no matter the weather. Located just outskirts of town and minutes from Ft. Rucker, you’ll enjoy a quiet setting with the convenience of town just minutes away. Don’t miss your opportunity to own this well-maintained home with space, charm, and versatility! Call today to schedule your personal showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
D A Smith Middle SchoolGrades 6-83.6 mi
4/10
Carroll High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave Hood Fan,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Breakfast Bar
  • Flooring: Plank,Vinyl

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total interior livable area: 1,341 sqft

Property

Details

  • Parcel number: 1104170001092.0040

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Fence,Porch,Storage
  • Fencing: Partial
  • Topography of land: Level,Rolling
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.71 Acres
  • Features: City Lot,Level,Mature Trees,Rolling Slope,Wooded

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$271$3,252
Property Taxes $53$636
Electricity $240$2,881
Total$1,727$20,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,211/yr
40% on housing$51,810/yr
45% on housing$46,053/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 36360$108
Dale County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 36360$108
Dale County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Contingent$230,000
2026-05-01Listed for sale$230,000

For Sale by Agent

AgentSONYA SPIVEY
BrokerageFirst Ozark Realty, LLC

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