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114 Sinclair Ln, Eatonton, GA, 31024

4beds
6baths
3,696sqft
$1,695,000
$459price/sqft
$10,593/moest. monthly cost
$423,720/yrincome needed

About This Home

ONE OF LAKE SINCLAIR'S FINEST! ACRE+ PARK-LIKE LOT w/ BIG VIEWS. GORGEOUS RANCH w/ FULL TERRACE LEVEL. SEPARATE CHARMING GUEST HOUSE. QUALITY CONSTRUCTION - 230+ FEET WATER FRONTAGE - DOUBLE MAX BOAT HOUSE. Builder's own custom home with premium split floor plan - two bedrooms upstairs and two downstairs. Each of the four bedrooms has it's own ensuite with walk-in closet and lake views. Convenient powder room on each level for guests. Open kitchen keeps chef connected with family/company. Tasteful and spacious vaulted great room with pickled ceilings - beautiful hardwood flooring and windows and doors spanning the lake with BIG views from everywhere! UPPER AND LOWER DECKS AND SCREENED PORCH SPAN THE FULL HOME WITH MAX LAKE VIEWS! Terrace level will not disappoint with the wet bar, extra flex room and storage! SEPARATE GUEST COTTAGE - a one level ranch (built with seniors in mind)- features bedroom suite, separate office, kitchen, laundry, powder room and lakeside screened porch. Outdoor shower. So much more! QUALITY CONSTRUCTION, QUALITY LAKE FRONTAGE. FEE SIMPLE. NO HOA.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
6/10
4/10
Putnam County High SchoolGrades 9-1214.5 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Lake Comm Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Wall Oven

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: First

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Features

  • Kitchen Island,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Flooring: Tile
  • Fireplace features: Gas Log,Prefab Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,696
  • Total interior livable area: 3,696 sqft

Kitchen

  • Level: First

Living Room

  • Level: Basement

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 112B015
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Covered Patio
  • On waterfront: Yes
  • Waterfront features: Lake Front,Double Stall Boathouse
  • Frontage length: Approx Water Frontage: 230

Lot

  • Lot size: 1.42 Acres
  • Features: Lake Sinclair Area

Parking

  • Total spaces: 3
  • Parking features: 3 Car Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$548$6,576
Property Taxes $1,116$13,392
Electricity $359$4,309
Total$10,593$127,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$363,188/yr
40% on housing$317,790/yr
45% on housing$282,480/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$459This listing

vs Other Active Listings

Avg $/sqft

ZIP 31024$238
Putnam County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 31024
Putnam County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-07Listed for sale$1,695,000
2025-09-23Listing removed$1,899,000
2025-07-07Listed for sale$1,899,000
2025-07-01Listing removed$1,899,000
2024-06-28Price change$1,899,000
2024-06-08Listed for sale$1,995,000
2014-04-25Sold$159,000
2014-01-21Sold$97,900
2013-06-04Sold$150,000

For Sale by Agent

AgentMargaret Decker
BrokerageLake Homes Realty

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