See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

248 W River Bend Dr, Eatonton, GA, 31024

2beds
1baths
900sqft
$349,900
$389price/sqft
$2,580/moest. monthly cost
$103,200/yrincome needed

About This Home

Lakeside Charm at Lake Oconee! Welcome to your serene retreat on the shores of Lake Oconee. This charming 2 bedroom, 1 bath lake house perfectly blends comfort, tranquility, and low-maintenance living — making it the ultimate weekend getaway or year-round escape. Step inside to a cozy, light-filled living area with panoramic lake views that create an instant sense of relaxation. The open-concept layout flows seamlessly into the inviting kitchen, complete with stainless steel appliances and modern touches. Each bedroom offers a peaceful retreat, ideal for unwinding after a day spent on the water. Enjoy your mornings with coffee or your evenings with sunsets from the screened-in porch — the perfect setting for quiet reflection or entertaining guests. With direct lake access for swimming, fishing, or kayaking, this home invites you to embrace the beauty and recreation Lake Oconee has to offer. Whether you’re seeking a weekend hideaway or a charming full-time residence, this lakeside haven delivers the best of nature, comfort, and simplicity. Don’t miss your chance to make lasting memories in this enchanting retreat!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
4/10
Putnam County High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Lake Comm Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Fire Pit

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 119A082
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Patio & porch: Screened Porch
  • On waterfront: Yes
  • Waterfront features: Lake Front,Cove,Wharf
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.96 Acres
  • Features: Lake Oconee Area

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$113$1,356
Property Taxes $479$5,748
Electricity $219$2,637
Total$2,580$30,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,457/yr
40% on housing$77,400/yr
45% on housing$68,800/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 31024$244
Putnam County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 31024
Putnam County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Price change$374,900
2026-02-02Price change$379,900
2025-11-06Listed for sale$389,000
2025-08-22Sold$310,800
2025-07-29Pending sale$369,000
2025-06-12Contingent$369,000
2025-06-12Pending sale$369,000
2025-05-24Price change$369,000
2025-04-25Price change$375,000
2025-04-10Price change$390,000
2025-03-28Price change$425,000
2025-03-08Listed for sale$475,000
2022-06-29Listing removed--
2022-06-09Listed for rent$1,900
2021-09-08Listing removed--
2021-08-16Price change$279,000
2021-07-12Price change$289,000
2021-06-14Listed for sale$299,000
2017-05-26Sold$193,000
2013-09-27Sold$188,100
2010-06-16Sold$205,000
2008-11-05Sold$20,000

For Sale by Agent

AgentGinny VanOostrom, Algin Realty
BrokerageAlgin Realty

Similar Homes