




125 River Lake Ct, Eatonton, GA, 31024
About This Home
Rare deep-water property on Lake Oconee with 296 ft of wrap-around waterfront cove - property extends all the way to the benches shown in the photos - plus a natural sandy beach in a private cove, and 8 ft of depth at the dock. The west-facing exposure means 180-degree open-water sunset views every evening, with real privacy and seclusion you can't easily find on this lake. The property runs as a licensed short-term rental on Airbnb and VRBO under Putnam County STR license #STR-2026-197, in an area where these permits are getting harder to obtain. Best of all, it comes fully furnished and ready to rent - or ready to simply enjoy as your own private lake retreat. Whether you're looking for turn-key rental income from day one or a getaway to keep all to yourself, this property delivers both. The location is ideal, set near Jumping Rock and just a short trip from the Long Shoals public boat ramp for easy lake access. There are two separate dwellings on the parcel, each served by its own independent septic system. The main home is a fully renovated 3-bedroom, 2-bath manufactured home (1,152 sq ft) with a large screened-in porch, stone fireplace, wood beam ceilings, updated kitchen, and a metal roof. The detached 2-car garage has a finished 1-bedroom, 1-bath apartment above it (640 sq ft), built in 2008, with a full kitchen, living room, vaulted ceiling, and wood-burning stove, plus a new large GE washer and dryer added in 2023. Together they comfortably sleep 8 as a rental, with room for more when enjoyed as a private retreat. The max-permitted private dock has a custom aluminum boat lift installed in 2022 (6,500 lb capacity, motorized, with canopy). The grounds include a firepit, irrigation system, lake pump, and shed.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2008
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Architectural style: Bungalow/Cottage
- Property subType: Single Family Residence,Manufactured Home
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Oven,Refrigerator
- Laundry features: In Garage
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Dining Rm/Living Rm Combo
Features
- Master On Main Level,Separate Shower,Vaulted Ceiling(s)
- Window features: Window Treatments
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Factory Built,Family Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,792
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,792
- Total interior livable area: 1,792 sqft
Kitchen
- Features: Breakfast Area,Pantry
Property
Details
- Parcel number: 122A002
- Special condition: As Is
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Porch
- Exterior features: Dock,Sprinkler System
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterbody name: Lake Oconee
- Frontage type: Lakefront,Waterfront
- Frontage length: Waterfront Footage: 296
- Residential vegetation: Cleared
Lot
- Lot size: 0.51 Acres
- Features: Cul-De-Sac,Private,Sloped
Parking
- Total spaces: 4
- Parking features: Detached,Garage,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $258 | $3,096 |
| Property Taxes | $1,202 | $14,424 |
| Electricity | $219 | $2,637 |
| Total | $5,719 | $68,628 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-20 | Price change | $799,000 |
| 2026-06-05 | Listed for sale | $849,000 |
| 2022-04-22 | Sold | $630,000 |
| 2022-03-24 | Pending sale | $550,000 |
| 2022-03-24 | Contingent | $550,000 |
| 2022-03-18 | Listed for sale | $550,000 |
