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549 Old Phoenix Rd #104, Eatonton, GA, 31024

4beds
4baths
1,898sqft
$669,900
$353price/sqft
$4,739/moest. monthly cost
$189,560/yrincome needed

About This Home

Welcome to lakeside luxury living at its finest within our exclusive community with dedicated boat slips, pool and pavilion overlooking Lake Oconee. This stunning 4-bedroom, 3.5-bathroom townhome is being sold furnished so you can immediately enjoy the lake life offering an unparalleled waterfront lifestyle. As you step inside, you're greeted by an abundance of natural light streaming through newly installed large windows illuminating the spacious and airy interior. The open floor plan seamlessly connects the living, dining, and kitchen areas, creating an ideal space for both entertaining and everyday living and opens outdoors to the private deck overlooking beautiful Lake Oconee and just steps from the pool and hot tub. The gourmet kitchen is a chef's delight, featuring quartz countertops with tiled backsplash, large island seating 6 with storage, stainless steel appliances, pantry and ample cabinet space. Retreat to the luxurious primary suite on the main level where tranquility awaits. Wake up to breathtaking views of the lake, then pamper yourself in the newly redesigned ensuite bathroom complete with spacious shower and dual vanity sinks. Three additional bedrooms and two fully renovated baths upstairs offer comfortable accommodations for family and guests, each boasting its own unique charm. Step outside onto your private deck and soak in the serene surroundings. Enjoy your morning coffee as you watch the sunrise over the glistening waters of the lake, or unwind with a glass of wine in the evening while taking in the gorgeous sunset view along the shoreline. This exclusive community offers an array of amenities for residents to enjoy, including a sparkling pool where you can cool off on hot summer days, and a charming pavilion perfect for picnics and gatherings with neighbors and friends equipped with a grill, refrigerator, sink and plenty of counter space to host any event, stunning fireplace, mens and womens bathrooms and a large television to watch the big games. There is also a huge lawn wonderful for a game of baseball, football or cornhole with friends and neighbors. With your own designated boat slip, you'll have direct access to the lake, making it easy to indulge in your favorite water activities whenever the mood strikes you. Conveniently located near shopping and restaurants- come make this beautiful home yours today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
4/10
Putnam County High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Materials

  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: Craftsman
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Great Room

Features

  • Double Vanity,High Ceilings 9 ft Main,High Speed Internet,Recessed Lighting
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Luxury Vinyl,Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,898
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,898
  • Total interior livable area: 1,898 sqft

Kitchen

  • Features: Cabinets White, Kitchen Island, Pantry, Solid Surface Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 103D021004
  • Attached to another structure: Yes
  • Other equipment: Irrigation Equipment
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Gunite,In Ground,Pool/Spa Combo
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: None,Dock
  • Spa features: Community,Community
  • Fencing: None
  • Has view: Yes
  • View description: Pool,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Oconee

Lot

  • Lot size: 871.20 sqft
  • Features: Level,Sprinklers In Rear

Parking

  • Parking features: Kitchen Level,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$216$2,592
Property Taxes $917$11,004
Electricity $219$2,637
Total$4,739$56,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,480/yr
40% on housing$142,170/yr
45% on housing$126,373/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 31024$241
Putnam County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 31024
Putnam County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$669,900
2026-03-20Listed for sale$675,000
2006-07-31Sold$344,900

For Sale by Agent

AgentTara Hurst
BrokerageColdwell Banker Realty

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