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436 W County Road 1150 S, Cloverdale, IN, 46120

1beds
1baths
900sqft
$175,000
$194price/sqft
$1,207/moest. monthly cost
$48,280/yrincome needed

About This Home

So much to see here. This property contains nearly 8 acres of heavily forested land with a quaint little 900sq ft cabin with city water and septic. As you enter the door of the cabin, there is a large open living room with a stone fireplace, beamed ceilings, concrete floors and a wood burning stove. The home has a galley kitchen and a small dining area. There is a single bedroom and a sleeping loft. This cabin does need work. The bathroom needs remodeled and there has been a water leak at the washer hook up. There is a nice pole barn type garage on the property with an exit doors and an 8 ft overhead garage door. This building is in good condition, it has a good roof, concrete floors, electricity and a free-standing gas stove for heat. There is another concrete block building used as a workshop with a solid lean-to on the side. This building has electric and an older coal stove as a heat source (It is old). There is another small red mini barn type building (12X16), a woodshed in front of the cabin, a small older detached garage, an underground bunker type structure (I did not enter this structure) and yet another primitive log cabin on the back side of the property (I have not been inside this cabin to attest to the condition) it does have a metal roof and the native timber logs, look like they may have been harvested from the property, it does look to be in decent condition. The property is one mile from the entrance to Lieber State Park and 2.5 miles from Clover Meadows Golf Course. The property is abundant with wildlife; there is massive timber on the property and well-established walking trails that make it perfect for outdoor recreational activities. It's only about 3 miles from I-70 and the B&B potential with this property is ideal.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
Cloverdale Middle SchoolGrades 5-83.9 mi
7/10
Cloverdale High SchoolGrades 9-123.9 mi
5/10

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Electric Range
  • Laundry features: Washer Hookup

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 64

Features

  • Flooring: Concrete
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Wood Burning,Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Wood,Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Main
  • Area: 80

Living Room

  • Level: Main
  • Area: 288

Property

Details

  • Parcel number: 671609400033.004002
  • Zoning: A2,R1
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 7.84 Acres
  • Features: Many Trees,Irregular Lot,6-9.999,Wooded,Rural

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Utilities,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$137$1,644
Property Taxes $2$24
Electricity $184$2,212
Total$1,207$14,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,382/yr
40% on housing$36,210/yr
45% on housing$32,186/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 46120$96
Putnam County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46120$133
Putnam County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$175,000

For Sale by Agent

AgentDebbie Foutch
BrokerageOwen County Home Company

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