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214 E Saint Joseph St, Indianapolis, IN, 46202

5beds
6baths
5,760sqft
$899,900
$156price/sqft
$6,319/moest. monthly cost
$252,760/yrincome needed

About This Home

A historic dream house!!! This 1880 Italianate home has undergone a meticulous renovation. The main level still has many original features, like the staircase, woodwork, crown molding & much more. Kitchen has been updated with state-of-the-art appliances & world class upgrades. Spacious living room is great for relaxing or entertaining. Secret bookcase door reveals a back-stairwell & laundry area. Basement is semi-finished & has a full bath & a private speakeasy room w/ wine cellar. Primary bedroom is connected to a massive walk-in closet. Primary bathroom is similar to a luxury spa. Third level offers more bedrooms & loft space, perfect for an office, in-law suite or AirBnb potential. Don't forget about the in-ground pool & hot-tub! You NEVER see that in a house downtown, very rare & you will be the envy of all your friends. Walking distance to Mass Ave, downtown Indy, bars, restaurants, shops & much more!!! Don't miss out on this incredible opportunity.

Getting Around

91
WalkingWalker's Paradise
58
TransitGood Transit
97
BikeBiker's Paradise

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Italianate
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Gas Oven,Range Hood,Refrigerator,Washer,Wine Cooler,Gas Water Heater,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedroom2

  • Level: Upper
  • Area: 204
  • Dimensions: 17x12

Bedroom3

  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Bedroom4

  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Bedroom5

  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 352
  • Dimensions: 22x16

Dining Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Family Room

  • Level: Main
  • Area: 330
  • Dimensions: 22x15

Features

  • Hardwood Floors
  • Window features: Wood Work Painted
  • Flooring: Hardwood
  • Number of fireplaces: 4
  • Fireplace features: Non Functional
  • Fireplace: Yes
  • Finished area below ground: 907

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,760
  • Total interior livable area: 5,760 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Loft

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Master Bedroom

  • Level: Upper
  • Area: 256
  • Dimensions: 16x16

Other

  • Features: Other
  • Level: Basement
  • Area: 180
  • Dimensions: 15x12

Play Room

  • Level: Upper
  • Area: 500
  • Dimensions: 25x20

Property

Details

  • Parcel number: 491101223055000101
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: In Ground
  • Patio & porch: Covered
  • Fencing: Fenced,Fence Complete

Lot

  • Lot size: 6,969 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$426$5,112
Property Taxes $815$9,780
Electricity $528$6,336
Total$6,319$75,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,651/yr
40% on housing$189,570/yr
45% on housing$168,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$169
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$949,900
2026-03-31Price change$995,000
2026-03-11Listed for sale$1,050,000
2025-12-31Listing removed$1,099,000
2025-11-27Price change$1,099,000
2025-06-19Listed for sale$1,250,000
2021-11-24Sold$850,000
2021-09-10Sold$850,000
2018-02-23Sold$590,000
2017-12-01Pending sale$529,900
2017-11-15Listed for sale$529,900
2017-05-30Listing removed$769,000
2017-04-11Price change$769,000
2017-03-21Listed for sale$775,000
2017-01-18Pending sale$775,000
2016-11-29Listed for sale$775,000
2016-10-04Listing removed$779,000
2016-07-22Price change$779,000
2016-05-13Price change$789,000
2016-02-05Price change$799,000
2016-01-08Price change$849,000
2015-06-19Price change$899,000
2015-04-16Listed for sale$925,000
2014-11-25Listing removed$950,000
2014-10-08Price change$950,000
2014-07-15Listed for sale$975,000
2003-12-30Sold$610,000

For Sale by Agent

AgentAlexander Elston
BrokerageUnited Real Estate Indpls

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