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200 Simpson Ln, Wallins Creek, KY, 40873

4beds
3baths
2,370sqft
$349,000
$147price/sqft
$2,780/moest. monthly cost
$111,200/yrincome needed

About This Home

Enjoy the country setting in this beautiful brick home yet close to Harlan and Pineville, Kentucky. Home sits on 3.12 acres. This home comes with 4 bedrooms and 3 full bathrooms, welcoming foyer, formal living room, family room (cathedral ceiling) with fireplace that has an insert (chimney cleaned in 2025), extra-large kitchen dining room combined plus a breakfast bar, nice laundry room, the basement has a living room, dining area, cozy kitchen and full bathroom, laundry hookup in basement also, walk-out door and paved driveway leading to basement. This home also comes with a detached carport, paved driveway to both sides of home, concrete sidewalks, nice patio and 2 porches, 3 storage sheds, nice yard, mature shade trees, nice landscaping, public sewer, public water, internet, alarm system, 2 electric water heaters, heat pump 4 years old, microwave, range & dishwasher stay with home. This home is move-in ready.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Wallins Elementary SchoolGrades PK-81.6 mi
4/10
Harlan County High SchoolGrades 9-127.2 mi
7/10

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range

Basement

  • Basement: Walk-Out Access,Crawl Space,Finished,Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Kitchen Island,Breakfast Bar,Eat-in Kitchen,Bonus Room
  • Window features: Insulated Windows,Drapes
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,370
  • Total interior livable area: 2,370 sqft

Property

Details

  • Parcel number: 0442000022.01 & 0442000017.00 &

Features

  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 3.12 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Off Street,Carport,Main Level
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$568$6,816
Property Taxes $261$3,132
Electricity $187$2,245
Total$2,780$33,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,314/yr
40% on housing$83,400/yr
45% on housing$74,133/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 40873$76
Harlan County$76

vs Homes Sold Last Month

Median $/sqft

ZIP 40873
Harlan County$61

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$349,000
1994-10-01Sold$5,000

For Sale by Agent

AgentVirginia Wilder
BrokerageCentury 21 Virginia Wilder Real Estate

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