1290 W Center St, Madisonville, KY, 42431
About This Home
Charming 3-bedroom, 2-bath brick ranch with a 2-car attached garage located in an established neighborhood perfect for walking, biking, and enjoying the outdoors. This well-maintained home offers comfortable one-level living, spacious living areas, and a functional floor plan designed for everyday convenience. Enjoy the welcoming curb appeal, generous yard, and peaceful setting while remaining close to schools, shopping, and local amenities. A wonderful opportunity to own a move-in ready home in a desirable location!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1971
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Cooktop,Dishwasher,Microwave,Electric Range,Refrigerator
- Laundry features: Main Level
Basement
- Basement: None,Crawl Space
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
Features
- Ceiling Fan(s)
- Window features: Double Pane Windows
- Number of fireplaces: 1
- Fireplace features: 1
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Electric
Interior Area
- Total structure area: 1,892
- Total interior livable area: 1,892 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: M1123
- Zoning: Res
Features
- Patio & porch: Patio-Screened,Porch-Covered
Lot
- Lot size: 0.45 Acres
- Features: No Landscaping
- Lot size dimensions: 130 x 150
Parking
- Total spaces: 2
- Parking features: 2 Car,Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,162 | $13,944 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $193 | $2,316 |
| Electricity | $154 | $1,850 |
| Total | $1,764 | $21,168 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $229,900 |
| 2026-07-14 | Price change | $234,900 |
| 2026-06-25 | Listed for sale | $239,900 |
| 2024-10-10 | Sold | $188,500 |
| 2024-08-22 | Pending sale | $194,900 |
| 2024-08-07 | Listed for sale | $194,900 |
| 2012-08-24 | Sold | $146,500 |
| 2009-03-25 | Sold | $122,900 |
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