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143 Oldham Ln, Madisonville, KY, 42431

2beds
2baths
0sqft
$175,000
--price/sqft
$1,335/moest. monthly cost
$53,400/yrincome needed

About This Home

Check Out This Very Nice 2Br, 2Ba Home Located in this Peaceful Setting On Oldham Ln, Just Minutes From Downtown Madisonville, Ky. This Home Sits on a Spacious 0.52 Acre Lot, That You Can Sit On The Back Deck to See A Beautiful Sunset in the Afternoons While Relaxing From A Hard Day At Work. There is Also A Circle Driveway For Easy Access Around The Home, And Into The 2 Car Attached Garage Located In Back For Easy Access Inside The Home, That Keeps You Out Of The Weather When It Is Unpleasant Outside. If You're just Starting A Family, Or Looking To Downsize For Retirement, This House Would Work Well For Either Situation.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,053

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,053

Property

Details

  • Parcel number: M1183A
  • Lease amount: 0

Features

  • Patio & porch: Enclosed Porch,Deck

Lot

  • Lot size: 0.52 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$194$2,328
Property Taxes $103$1,236
Electricity $154$1,850
Total$1,335$16,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,771/yr
40% on housing$40,050/yr
45% on housing$35,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 42431$109
Hopkins County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 42431$114
Hopkins County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$190,000
2026-04-28Price change$200,000
2026-04-16Price change$225,000
2026-03-24Listed for sale$230,000
2021-10-08Sold$125,000
2021-08-13Price change$137,999
2021-07-23Listed for sale$139,999

For Sale by Agent

AgentSean Mcclain
BrokerageWright Choice of Kentucky Realty & Auction

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