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2203 Buck Trce, Madisonville, KY, 42431

4beds
3baths
2,306sqft
$325,000
$141price/sqft
$2,402/moest. monthly cost
$96,080/yrincome needed

About This Home

STUNNING! This beautifully maintained 4-bedroom, 2.5-bath home is located in a highly desirable neighborhood and has everything you've been looking for! Enjoy a spacious layout featuring a separate dining room, a screened-in porch that is perfect for relaxing or entertaining, and a beautifully manicured yard with plenty of room to enjoy the outdoors. With its ideal location and exceptional care, this home truly has it all. What more could you ask for?

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Pride Elementary SchoolGrades PK-51.4 mi
4/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Disposal,Microwave,Electric Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows,Mini Blinds
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,306
  • Total interior livable area: 2,306 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: M1912M11
  • Zoning: R

Features

  • Levels: Two
  • Patio & porch: Patio,Porch-Covered,Porch-Enclosed
  • Exterior features: Lighting

Lot

  • Lot size: 0.34 Acres
  • Features: Cul-De-Sac,Landscaped,Wooded
  • Lot size dimensions: 0.34 ac

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Blacktop
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Earthquake
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$361$4,332
Property Taxes $216$2,592
Electricity $182$2,185
Total$2,402$28,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,354/yr
40% on housing$72,060/yr
45% on housing$64,053/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 42431$108
Hopkins County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 42431$114
Hopkins County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$320,000
2026-07-21Listed for sale$325,000
2002-05-01Sold$134,900

For Sale by Agent

AgentKristy Saint
BrokerageColdwell Banker Complete Realty

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