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118 Highland Dr, Madisonville, KY, 42431

4beds
3baths
2,400sqft
$259,000
$108price/sqft
$2,002/moest. monthly cost
$80,080/yrincome needed

About This Home

This 4 bedroom, 3 full bathroom, Bi-level home in Grampian Hills neighborhood offers a functional layout with with 2,400 total combined square feet and a list of improvements and thoughtful upgrades throughout. The Main level features a spacious living room, dining area, open kitchen, 2 baths and all four bedrooms, providing the convenience of everyday living on one level. Lower level includes a full bath, laundry room, and a cozy family room with a fireplace, perfect for relaxing or entertainment. Step outside to enjoy the large back deck with additional screened-in porch, ideal for outdoor enjoyment. A drive under garage provides convenient parking & storage. A dedicated craft room is tucked away in the garage offering a unique bonus space for hobbies & projects. Contact Listing Agent at 270-871-2926 for information & showings.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Pride Elementary SchoolGrades PK-50.8 mi
4/10

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Composition
  • Construction materials: Vinyl Siding,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Cooktop,Dishwasher,Dryer,Freezer,Microwave,Oven,Electric Range,Refrigerator,Washer
  • Laundry features: In Basement,Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Sump Pump

Bathroom

  • Level: Lower,Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Upper

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s)
  • Window features: Replacement Window(s),Vinyl,Mini Blinds
  • Flooring: Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: 1,Gas Log,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,545
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Property

Details

  • Parcel number: M1984
  • Zoning: R
  • Other equipment: Dehumidifier

Features

  • Levels: Bi-level
  • Patio & porch: Deck,Deck-Screened,Porch-Covered

Lot

  • Lot size: 0.38 Acres
  • Features: Landscaped,Wooded
  • Lot size dimensions: Lot #48

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Drive Under,Blacktop
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$287$3,444
Property Taxes $217$2,604
Electricity $189$2,274
Total$2,002$24,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,640/yr
40% on housing$60,060/yr
45% on housing$53,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 42431$109
Hopkins County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 42431$114
Hopkins County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$259,000
2026-07-07Listed for sale$269,000
2017-08-16Sold$120,101
2017-04-18Listed for sale$99,900
2017-04-13Sold$76,667
2015-08-26Listing removed$167,900
2015-08-14Price change$167,900
2015-07-13Price change$168,900
2015-06-06Listed for sale$169,900
2012-11-08Sold$159,900
2012-09-14Listed for sale$159,900

For Sale by Agent

AgentMallory Johnson
BrokerageHeritage Homes Real Estate

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