659 Victoria St, Madisonville, KY, 42431
About This Home
Charming & Well-Maintained Home! This beautifully kept 2-bedroom home offers the flexibility of a potential 3rd bedroom or home office. Inside, you'll find a spacious layout featuring a large laundry room, an oversized pantry, and two ornamental fireplaces that add character and warmth. Enjoy your mornings in the cozy breakfast room, and unwind in the private patio area, ideal for relaxing or entertaining guests. With its thoughtful layout and inviting features, this home is a must-see! Listed at $140,000. Contact Maggie Sheets at 270-836-5086 for more information or to schedule a showing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher,Electric Range,Range Hood,Refrigerator
- Laundry features: Main Level
Basement
- Basement: None
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Pantry
- Window features: Double Pane Windows,Single Pane,Plantation Shutters
- Flooring: Hardwood,Laminate
- Number of fireplaces: 2
- Fireplace features: 2,Living Room,Master Bedroom,Decorative
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Electric
Interior Area
- Total structure area: 1,416
- Total interior livable area: 1,416 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: M223012
Features
- Patio & porch: Porch-Enclosed
Lot
- Lot size: 8,712 sqft
- Features: Landscaped,Wooded
- Lot size dimensions: 50 x 150
Parking
- Parking features: No Garage,Blacktop,Concrete,Shared Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $632 | $7,584 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $56 | $672 |
| Electricity | $154 | $1,850 |
| Total | $980 | $11,760 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $133,000 |
| 2026-04-06 | Listed for sale | $140,000 |
| 2024-02-02 | Sold | $108,000 |
| 2023-12-22 | Pending sale | $124,900 |
| 2023-12-05 | Price change | $124,900 |
| 2023-10-28 | Price change | $134,900 |
| 2023-10-17 | Listed for sale | $140,000 |
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