3420 Chur Dr, Madisonville, KY, 42431
About This Home
Welcome to 3420 Chur Drive - a spacious, well-maintained home with flexible living spaces and modern updates. This inviting residence offers 4 bedrooms and 4 full baths across three levels, ideal for family living and entertaining. A flex room in the basement is perfect for a bedroom, workout room, or office! The kitchen is ample sized and provides access to a formal dining area. A bedroom and full bath on the main level provides versatility. Upstairs is a primary suite, 2 additional bedrooms, and a full bathroom. A recent addition of a large deck is perfect for relaxation. Don't miss this comfortable home in the desirable Ridgewood subdivision - ready for a smooth and quick transition!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Built-In Range,Dishwasher,Disposal,Microwave,Double Oven,Electric Range,Trash Compactor
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bathroom
- Level: Basement,Main,Upper
Bedroom
- Level: Main,Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Basement,Main
Features
- Crown Molding,Kitchen Island,Pantry,Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: 1,Gas Log,Family Room
- Fireplace: Yes
- Finished area below ground: 1,080
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Electric
Interior Area
- Total structure area: 2,671
- Total interior livable area: 2,671 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: M301014
- Zoning: R
Features
- Levels: Two
- Patio & porch: Deck,Deck-Covered
- Exterior features: Lighting
Lot
- Lot size: 0.71 Acres
- Features: Landscaped,Wooded
- Lot size dimensions: 175 x 194 x 113 x 185
Parking
- Total spaces: 2
- Parking features: 2 Car,Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,212 | $26,544 |
| Home Insurance * | $486 | $5,832 |
| Property Taxes | $376 | $4,512 |
| Electricity | $210 | $2,531 |
| Total | $3,284 | $39,408 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Price change | $439,900 |
| 2026-02-01 | Listed for sale | $449,900 |
| 2024-04-15 | Sold | $410,000 |
| 2024-02-29 | Contingent | $419,900 |
| 2024-02-20 | Price change | $419,900 |
| 2023-10-23 | Listed for sale | $439,900 |
| 2007-11-26 | Sold | $259,900 |
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