2327 Saint Malo St, Madisonville, KY, 42431
About This Home
Don't wait until next summer to start searching,by the time everyone else is wishing for a pool, you'll already be enjoying your own backyard oasis. This spacious 4-bedroom home offers the flexibility everyone needs with one bedroom perfectly suited as a private mother-in-law suite or guest retreat AND an office that can flex to a 5th BR, so there's space for everyone. Enjoy a formal dining room for special gatherings, a family room with cozy gas-log fireplace, and a kitchen/breakfast area that opens to a screened porch—perfect for morning coffee. Step outside to a fenced backyard oasis with a sparkling saltwater pool and a patio already wired for your future hot tub. Recent updates include a newer roof (2 yr), replacement windows, and some new flooring, giving peace of mind and a modern touch. All on a large lot in In Ridgewood subdivision.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Dishwasher,Freezer,Disposal,Microwave,Oven,Electric Range,Refrigerator,Trash Compactor
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bathroom
- Level: Basement,Upper
Bedroom
- Level: Basement,Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Ceiling Fan(s),Walk-In Closet(s),Wet Bar
- Window features: Double Pane Windows,Replacement Window(s),Mini Blinds
- Flooring: Laminate,Tile
- Fireplace features: Gas Log,Family Room
- Fireplace: Yes
- Finished area below ground: 1,003
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Central Electric
Interior Area
- Total structure area: 2,612
- Total interior livable area: 2,612 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: M30710
Features
- Levels: Two
- Pool features: In Ground
- Patio & porch: Deck,Deck-Screened,Patio,Stoop
- Fencing: Metal
Lot
- Lot size: 0.56 Acres
- Features: Landscaped,Wooded
- Lot size dimensions: 120 x 173 x 85 x 104 x 139
Parking
- Total spaces: 2
- Parking features: 2 Car,Attached,Drive Under,Blacktop
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $510 | $6,120 |
| Property Taxes | $395 | $4,740 |
| Electricity | $206 | $2,475 |
| Total | $3,436 | $41,232 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-01 | Price change | $459,900 |
| 2025-08-16 | Listed for sale | $464,000 |
| 2024-08-06 | Sold | $435,000 |
| 2024-07-08 | Contingent | $429,900 |
| 2024-06-25 | Listed for sale | $429,900 |
| 2023-07-17 | Listing removed | -- |
| 2023-06-29 | Listed for sale | $434,900 |
| 2008-01-11 | Sold | $200,000 |
| 2006-09-01 | Sold | $217,500 |
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