2435 Ridgewood Dr, Madisonville, KY, 42431
About This Home
Stunning custom built, two story brick home in Ridgewood Subdivison. With 5 bedrooms, 2.5 bathrooms, a designated foyer, dining, family and living room, plus an extra third floor bonus room, this home offers so much space for comfortable living. Special finishes and features to love include hardwood floors, 4 fireplaces, 9" ceilings, wainscoting, crown moulding, custom blinds and columns. The indoor lay out appeals to family gathering and entertainment while the outside boasts a hot tub, private in-ground pool, covered balcony, screened in porch, open patio, backyard fence and gated courtyard. An extensive list of recent top notch upgrades have maintained this home beautifully. With endless charm and character, this property is a rare opportunity. Call/text 270-871-2926 more information.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Aluminum Siding,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater,Cooktop,Dishwasher,Dryer,Disposal,Microwave,Oven,Electric Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: None,Crawl Space
Bathroom
- Level: Main,Upper
Bedroom
- Level: Main,Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Ceiling Fan(s),Crown Molding,Kitchen Island,Pantry,Walk-In Closet(s),Wet Bar,Other-See Remarks
- Window features: Replacement Window(s),Vinyl,Plantation Shutters
- Flooring: Hardwood,Tile
- Number of fireplaces: 3
- Fireplace features: 3,Gas Log
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Fireplace(s),Forced Air,Natural Gas
- Cooling features: Central Electric
Interior Area
- Total structure area: 4,188
- Total interior livable area: 4,188 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: M40148
- Zoning: R
Features
- Levels: Two
- Pool features: In Ground
- Patio & porch: Patio,Porch-Enclosed,Stoop
- Exterior features: Balcony-Covered,Storage,Other-See Remarks,Lighting
- Has spa: Yes
- Spa features: Heated
- Fencing: Metal,Vinyl
Lot
- Lot size: 1.24 Acres
- Features: Landscaped,Wooded
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: 2 Car,Detached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,858 | $46,296 |
| Home Insurance * | $847 | $10,164 |
| Property Taxes | $640 | $7,680 |
| Electricity | $330 | $3,968 |
| Total | $5,675 | $68,100 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $763,000 |
| 2020-09-03 | Sold | $399,000 |
| 2020-07-01 | Price change | $409,900 |
| 2020-06-16 | Price change | $412,900 |
| 2020-04-28 | Price change | $414,900 |
| 2019-11-25 | Price change | $419,900 |
| 2019-09-26 | Price change | $439,900 |
| 2019-08-12 | Listed for sale | $449,900 |
| 2017-11-16 | Sold | $376,250 |
| 2017-09-07 | Price change | $389,900 |
| 2017-07-06 | Price change | $399,900 |
| 2017-06-05 | Price change | $419,900 |
| 2017-05-30 | Listed for sale | $439,900 |
| 2016-06-29 | Sold | $375,000 |
| 2016-05-20 | Pending sale | $375,000 |
| 2016-05-20 | Listed for sale | $375,000 |
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