33 N Gray St, Indianapolis, IN, 46201
About This Home
Eligible buyers may qualify for a $5,000 grant and special financing options, including low or no down payment with no PMI, through participating lenders. This completely remodeled open-concept home offers 4 bedrooms and 3 full baths, including a convenient main-level bedroom. The stunning kitchen includes granite counter tops, stainless steel appliances, a brand-new refrigerator, gas range with stand-alone hood, new dishwasher, and a large center island-perfect for hosting or daily living. The kitchen offers a large walk-in pantry and there is a sizable main-floor laundry room. The open-concept floorplan makes entertaining easy as the kitchen is open to both an eating area and the living room. Every room features beautiful details. There is a second living area that also offers a built-in electric fireplace and custom built-in shelving. The staircase upstairs has wood steps and a stylish railing with metal staircase spindles. The spacious master suite features a walk-in closet and a private ensuite bath. This home also has major structural and mechanical updates including new concrete siding with stone accents, new roof, new HVAC and AC unit, new plumbing and electrical wiring, new water heater, new windows and laminate hardwood flooring throughout. Located in a neighborhood just minutes from downtown, this move-in-ready gem combines modern comfort with prime convenience.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1920
Materials
- Foundation: Block
- Construction materials: Cement Siding,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Range Hood,Refrigerator
- Laundry features: Main Level
Bedroom2
- Level: Upper
- Area: 180
- Dimensions: 12x15
Bedroom3
- Level: Upper
- Area: 168
- Dimensions: 12x14
Bedroom4
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 224
- Dimensions: 14x16
Features
- Built-in Features,High Ceilings,Kitchen Island,Ceiling Fan(s),High Speed Internet,Eat-in Kitchen,Wired for Data,Pantry,Smart Thermostat
- Window features: Wood Work Painted
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,064
- Total interior livable area: 2,064 sqft
Kitchen
- Level: Main
- Area: 228
- Dimensions: 12x19
Laundry
- Level: Main
- Area: 112
- Dimensions: 8x14
Living Room
- Level: Main
- Area: 320
- Dimensions: 20x16
Master Bedroom
- Level: Upper
- Area: 240
- Dimensions: 20x12
Property
Details
- Parcel number: 491005165001000101
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered
- Fencing: Fenced,Fence Complete,Privacy
Lot
- Lot size: 5,227 sqft
Parking
- Parking features: Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $277 | $3,324 |
| Property Taxes | $521 | $6,252 |
| Electricity | $189 | $2,270 |
| Total | $2,402 | $28,824 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $290,000 |
| 2026-03-28 | Pending sale | $290,000 |
| 2026-03-05 | Price change | $290,000 |
| 2026-02-20 | Price change | $300,000 |
| 2026-02-06 | Price change | $325,000 |
| 2025-12-05 | Price change | $335,000 |
| 2025-10-31 | Listed for sale | $345,000 |
| 2025-10-31 | Listing removed | $360,000 |
| 2025-09-22 | Price change | $360,000 |
| 2025-08-05 | Price change | $365,000 |
| 2025-07-26 | Price change | $375,000 |
| 2025-07-16 | Price change | $385,900 |
| 2025-07-09 | Listed for sale | $395,900 |
| 2018-09-14 | Sold | $4,000 |
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