304 W 7th Ave, Central City, KY, 42330
About This Home
Welcome to this unique 3 bedroom, 3 bathroom home offering 1,870 sq ft of main floor living space on 2.5 acres. This property combines privacy, functionality, and uniqueness. Inside, you'll find a spacious layout with plenty of room for everyday living and entertaining. The full walk-out basement adds versatility and functions as an additional garage space, ideal for storage, a workshop, or easy vehicle access. A standout feature is the 2-car detached garage with a 960 sq ft mother-in-law suite located beneath it—perfect for guests, extended family, or potential rental income. The property also includes two additional garages, offering exceptional storage for vehicles, equipment, or recreational use. A unique, must see home with opportunities for personalization.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Built-In Range,Electric Range,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished,Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Crown Molding
- Window features: Double Pane Windows
- Flooring: Laminate,Tile
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Electric
Interior Area
- Total structure area: 1,870
- Total interior livable area: 1,870 sqft
Property
Details
- Parcel number: 1240308011000
Features
- Patio & porch: Patio-Covered,Patio-Screened
- Fencing: Wood
Lot
- Lot size: 2 Acres
- Features: Wooded
- Lot size dimensions: 108900
Parking
- Total spaces: 4
- Parking features: 4+ Car,Detached,Drive Under,Concrete
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Hail
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $381 | $4,572 |
| Property Taxes | $202 | $2,424 |
| Electricity | $154 | $1,850 |
| Total | $2,405 | $28,860 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $349,900 |
| 2025-09-19 | Listing removed | $399,900 |
| 2025-03-18 | Listed for sale | $399,900 |
| 2014-01-12 | Listing removed | $198,700 |
| 2013-11-01 | Listed for sale | $198,700 |
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