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4577 Mill Creek St, Houma, LA, 70360

4beds
3baths
2,450sqft
$475,000
$194price/sqft
$3,361/moest. monthly cost
$134,440/yrincome needed

About This Home

4577 Mill Creek is tucked away on a quiet side street in Sugarwood Estates. Entering the front door you are immediately taken back by the tall ceilings and stunning wood work and gas fireplace! The completely open floor plan makes entertaining a breeze with several windows looking out to the backyard with the pool and gazebo of your dreams! There is also a large screened in patio, outdoor kitchen hookups and huge deck space for outside entertaining and your a beautiful pool. Boat access to the backyard, whole home generator (20kw Cummins natural gas), sprinkler system in the front yard landscaping are just some of the extras with this home! Updated roof in 2022, updated AC in 2021 and the Gazebo is brand new added this month. This four bedroom, two and a half bath house is split perfectly so everyone has their own space. The master retreat has a cathedral ceiling and large master bathroom with a door leading to the back patio for your own access to the pool and backyard Oasis! Call today to schedule your appointment! 985-231-8861

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
5/10
Houma Junior High SchoolGrades 7-82.2 mi
8/10
Terrebonne High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Detached Home

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Built-in Bookcase,Crown Moldings,Fireplace,Tray/Cove Ceilings,Custom Built Cabinets,Wired for Cable,Pantry
  • Flooring: Other,Hardwood

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,450 sqft

Property

Details

  • Parcel number: 57052

Features

  • Stories: 1
  • Exterior features: Stucco,Vinyl,Brick
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Hail
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$617$7,404
Property Taxes $158$1,896
Electricity $185$2,222
Total$3,361$40,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,234/yr
40% on housing$100,830/yr
45% on housing$89,626/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 70360$135
Terrebonne Parish$112

vs Homes Sold Last Month

Median $/sqft

ZIP 70360$133
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$475,000
2026-07-20Listed for sale$475,000
2020-04-17Sold--
2020-01-23Price change$429,000
2019-12-30Price change$439,000
2019-10-11Listed for sale$449,000
2012-10-17Sold--

For Sale by Owner

AgentProperty Owner

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