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2 Herring Dr, Fulton, MO, 65251

5beds
3baths
2,675sqft
$272,500
$102price/sqft
$1,957/moest. monthly cost
$78,280/yrincome needed

About This Home

SPACIOUS RANCH with 3 Bedrooms and 2 baths on the main level and 2 additional Bedrooms and 1 Bath on the lower. Lower level has a Massive Family Room with plenty of room to Entertain. Updated Kitchen with quality cabinets, Jenn-air Appliances and tons of storage. All 3 BATHROOOMS have been updated. Master Bath has a walk-in shower. Lower level Bathroom has a Jetted Tub, shower and a bidet. Screened-in porch off of Dining room and much, much more!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
3/10
Fulton Middle SchoolGrades 6-82.3 mi
3/10
Fulton Sr. High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full

Bathroom

  • Level: Lower
  • Area: 135
  • Dimensions: 10 x 13.5

Bedroom2

  • Level: Main
  • Area: 166.56
  • Dimensions: 12 x 13.88

Bedroom3

  • Level: Main
  • Area: 118.56
  • Dimensions: 12 x 9.88

Bedroom4

  • Level: Lower
  • Area: 106.875
  • Dimensions: 14.25 x 7.5

Bedroom5

  • Level: Lower
  • Area: 106.875
  • Dimensions: 14.25 x 7.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 129.765
  • Dimensions: 10.25 x 12.66

Family Room

  • Level: Lower
  • Area: 522
  • Dimensions: 36 x 14.5

Features

  • Finished area below ground: 1,100
  • Finished area above ground: 1,575

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,675
  • Total interior livable area: 2,675 sqft

Kitchen

  • Level: Main
  • Area: 199.395
  • Dimensions: 15.75 x 12.66

Laundry

  • Level: Lower
  • Area: 64
  • Dimensions: 8 x 8

Living Room

  • Level: Main
  • Area: 242.58
  • Dimensions: 13 x 18.66

Primary Bathroom

  • Level: Main
  • Area: 63.8078
  • Dimensions: 7.66 x 8.33

Primary Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Property

Details

  • Parcel number: 1304019040017001000

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: .24 acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,377$16,524
Home Insurance *$227$2,724
Property Taxes $149$1,788
Electricity $204$2,451
Total$1,957$23,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,097/yr
40% on housing$58,710/yr
45% on housing$52,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 65251$125
Callaway County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 65251$150
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$289,500
2026-04-03Listed for sale$299,500

For Sale by Agent

AgentDavid McDaniel
BrokerageCentury 21 McDaniel Realty

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