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323 State Road Ave, New Bloomfield, MO, 65063

3beds
2baths
1,420sqft
$219,900
$155price/sqft
$1,555/moest. monthly cost
$62,200/yrincome needed

About This Home

Opportunity Knocks! This 1996 3BR-2B 1,420 Sq Ft Modular Ranch home on a crawlspace on .55 Acre surveyed lot with no restrictions awaits! The prior 2 car garage was converted into unfinished living space and could be converted back by buyer (inside garage door tracks and opener are still installed). Home is being sold as is, Cash or coventional loan financing as the home will need some repairs inside & out such as but not limited to paint, carpet, etc. Back yard fencing, Dog Kennel & Storage Shed. Front Covered Porch. Rear Deck. Kitchen has a gas range, diswasher, disposal & hood-fan. A Walk in pantry is located off the dining room. The crawl space access is located in the old garage closet. Large Contract driveway with turnaround. Nice level lot in New Bloomfield on St Rd AE (Old 54). Metal Roof 2024 from hail claim.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1996

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Range,Dishwasher,Disposal

Basement

  • Basement: None,Crawl Space

Bathroom

  • Level: Main
  • Area: 40.85
  • Dimensions: 5 x 8.17

Bedroom2

  • Level: Main
  • Area: 112.125
  • Dimensions: 9.75 x 11.5

Bedroom3

  • Level: Main
  • Area: 109.005
  • Dimensions: 9.75 x 11.18

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 157.94
  • Dimensions: 13.25 x 11.92

Features

  • Pantry
  • Finished area below ground: 0
  • Finished area above ground: 1,420

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,420
  • Total interior livable area: 1,420 sqft

Kitchen

  • Level: Main
  • Area: 128.1275
  • Dimensions: 13.25 x 9.67

Laundry

  • Level: Main
  • Area: 41.1075
  • Dimensions: 5.25 x 7.83

Living Room

  • Level: Main
  • Area: 203.0814
  • Dimensions: 13.17 x 15.42

Other

  • Level: Main
  • Area: 640.9836
  • Dimensions: 23.67 x 27.08

Primary Bathroom

  • Level: Main
  • Area: 38.5236
  • Dimensions: 4.92 x 7.83

Primary Bedroom

  • Level: Main
  • Area: 192.0186
  • Dimensions: 13.17 x 14.58

Property

Details

  • Parcel number: 1709.031.040008008.008

Features

  • Fencing: Fenced

Lot

  • Lot size: 0.55 Acres
  • Lot size dimensions: .55 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$183$2,196
Property Taxes $120$1,440
Electricity $141$1,693
Total$1,555$18,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,314/yr
40% on housing$46,650/yr
45% on housing$41,466/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 65063$271
Callaway County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 65063$136
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$214,900
2026-08-10Price change$214,900
2026-07-07Price change$219,900
2026-06-18Listed for sale$225,000
2012-01-24Sold--
2011-09-23Listed for sale$98,000

For Sale by Agent

AgentChuck Garriott
BrokerageGarriott & Associates Realty

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