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3411 Richland Heights Rd, Fulton, MO, 65251

4beds
5baths
5,731sqft
$1,000,000
$174price/sqft
$6,876/moest. monthly cost
$275,040/yrincome needed

About This Home

Stunning 11-acre estate offering 4 beds, 4.5 baths, 5,731 finished sq ft and exceptional indoor/outdoor living. Main level features a formal living and dining room, vaulted living room with fireplace, sitting room with 2nd fireplace, office, and sunroom. Primary suite includes hardwood floors, crown molding, patio access, Jacuzzi tub, full shower, double vanity and walk-in closet. Upper level offers 3 bedrooms, hall bath, large foyer with balcony, and a 2nd primary suite with rear balcony. Walkout basement includes a spacious rec room, full wet bar, storm room and 2199 unfinished sq ft large storage areas. Outside features an in-ground saltwater pool with slide, diving board and pool house, a .50-acre stocked pond, walking trails and covered bridge. With over 7900 total Sq ft.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
3/10
Fulton Middle SchoolGrades 6-82.5 mi
3/10
Fulton Sr. High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1999

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Dishwasher,Disposal,Microwave,Refrigerator,Trash Compactor

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bathroom

  • Level: Upper
  • Area: 56.1864
  • Dimensions: 11.42 x 4.92

Bathroom

  • Level: Main
  • Area: 33.21
  • Dimensions: 6.75 x 4.92

Bathroom

  • Level: Main
  • Area: 48.78
  • Dimensions: 5.42 x 9

Bedroom3

  • Level: Upper
  • Area: 266.25
  • Dimensions: 17.75 x 15

Bedroom4

  • Level: Upper
  • Area: 226.4064
  • Dimensions: 16.08 x 14.08

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 258.75
  • Dimensions: 17.25 x 15

Entry

  • Level: Main
  • Area: 242.6886
  • Dimensions: 11.33 x 21.42

Features

  • Central Vacuum,Walk-In Closet(s),Wet Bar
  • Flooring: Wood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 5,731

Hearth Room

  • Level: Main
  • Area: 468
  • Dimensions: 18 x 26

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,731
  • Total interior livable area: 5,731 sqft

Laundry

  • Level: Main
  • Area: 53.69
  • Dimensions: 7 x 7.67

Laundry

  • Level: Main
  • Area: 53.69
  • Dimensions: 7 x 7.67

Office

  • Level: Main
  • Area: 113.735
  • Dimensions: 10.58 x 10.75

Other

  • Level: Main
  • Area: 200.8425
  • Dimensions: 13.17 x 15.25

Other

  • Level: Main
  • Area: 232.32
  • Dimensions: 16.5 x 14.08

Other

  • Level: Main
  • Area: 33.48
  • Dimensions: 5.58 x 6

Other

  • Level: Upper
  • Area: 372.1625
  • Dimensions: 15.67 x 23.75

Primary Bathroom

  • Level: Main
  • Area: 176.12
  • Dimensions: 14 x 12.58

Primary Bathroom

  • Level: Upper
  • Area: 69.25
  • Dimensions: 11.08 x 6.25

Primary Bedroom

  • Level: Main
  • Area: 249.8986
  • Dimensions: 14.42 x 17.33

Primary Bedroom

  • Level: Upper
  • Area: 211.365
  • Dimensions: 13.42 x 15.75

Sunroom

  • Level: Main
  • Area: 152.6436
  • Dimensions: 11.67 x 13.08

Property

Details

  • Parcel number: 0809.032.000000013.131

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Fenced

Lot

  • Lot size: 11 Acres
  • Lot size dimensions: 11

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$833$9,996
Property Taxes $550$6,600
Electricity $437$5,251
Total$6,876$82,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,748/yr
40% on housing$206,280/yr
45% on housing$183,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 65251$122
Callaway County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 65251$150
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$1,350,000
2026-02-27Listing removed--
2026-01-17Listed for sale$1,350,000
2013-01-04Listing removed$650,000
2012-10-02Listed for sale$650,000

For Sale by Agent

AgentAmanda Young Stoddard
BrokerageReece & Nichols Mid Missouri - Fulton

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