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202 N Church St, Vernon, MI, 48476

4beds
3baths
2,240sqft
$322,900
$144price/sqft
$2,595/moest. monthly cost
$103,800/yrincome needed

About This Home

Motivated seller! Welcome home to this beautifully updated 4-bedroom, 3-bath farmhouse that perfectly blends timeless charm with modern updates. The spacious kitchen and dining area feature stunning hardwood floors, creating a warm and inviting space for gathering with family and friends. Enjoy an updated kitchen and refreshed bathrooms, along with numerous recent improvements that make this home move-in ready. Major updates include a new roof, new furnace & AC on the second floor, new light fixtures, fresh carpet, and fresh paint, providing comfort, style, and peace of mind. With generous living space and classic farmhouse appeal, this home offers the perfect combination of character, functionality, and modern convenience. Don't miss your opportunity to make this charming property your own! Seller is also offering 1 year home warranty!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Corunna Middle SchoolGrades 4-75.1 mi
6/10
Corunna High SchoolGrades 8-125.2 mi
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement,Michigan Basement,Poured,Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 168
  • Dimensions: 12 X 14

Bedroom

  • Level: Second
  • Area: 140
  • Dimensions: 14 X 10

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Entry
  • Area: 180
  • Dimensions: 15 X 12

Features

  • Finished area above ground: 2,240

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: Entry
  • Area: 182
  • Dimensions: 14 X 13

Living Room

  • Level: Entry
  • Area: 288
  • Dimensions: 12 X 24

Other

  • Level: Entry
  • Area: 66
  • Dimensions: 11 X 6

Other

  • Level: Second
  • Area: 24
  • Dimensions: 4 X 6

Primary Bathroom

  • Level: Second
  • Area: 55
  • Dimensions: 5 X 11

Primary Bedroom

  • Level: Second
  • Area: 55
  • Dimensions: 5 X 11

Property

Details

  • Parcel number: 0127000301400
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail

FEMA Declared Disasters in Shiawassee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,632$19,584
Home Insurance *$238$2,856
Property Taxes $481$5,772
Electricity $244$2,931
Total$2,595$31,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,971/yr
40% on housing$77,850/yr
45% on housing$69,200/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 48476$58
Shiawassee County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 48476$136
Shiawassee County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$299,900
2026-08-09Price change$315,000
2026-08-01Price change$322,900
2026-07-17Listed for sale$333,900
2025-03-19Sold$239,900
2025-02-20Pending sale$249,900
2024-12-10Price change$249,900
2024-11-10Listed for sale$259,000

For Sale by Agent

AgentJohn T Sedlarik
BrokerageThe Sedlarik Group Realty LLC

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