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About This Home

Cottage located in the center of Pascagoula. Near Pascagoula High School. Investors welcome.

Getting Around

Somewhat Walkable

Very Limited Transit

Bikeable

Schools

9/10

Central Elementary SchoolGrades PK-40.3 mi

6/10

William M Colmer Middle SchoolGrades 7-81.2 mi

7/10

Pascagoula High SchoolGrades 9-120.2 mi

Construction

Condition

Property condition: Move In Ready
Year built: 1950

Materials

Foundation: Pillar/Post/Pier
Roof: Shingle
Construction materials: Wood Siding

Type & Style

Home type: SingleFamily
Architectural style: Rambler
Property subType: Residential,Single Family Residence

Interior

Appliances

Appliances included: Free-Standing Electric Range,Refrigerator

Basement

Basement: Crawl Space

Bedroom

Level: Main

Bedrooms & Bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Heating & Cooling

Heating features: Electric,Natural Gas
Cooling features: Electric

Interior Area

Total structure area: 814
Total interior livable area: 814 sqft

Kitchen

Level: Main

Living Room

Level: Main

Property

Details

Parcel number: 41420020.000
Zoning description: Single Family Residential

Features

Levels: One
Stories: 1
Patio & porch: Porch
Exterior features: None
Fencing: Front Yard

Lot

Lot size: 8,276 sqft
Features: City Lot,Few Trees

Parking

Total spaces: 2
Parking features: Open
Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

HurricaneVery High
LightningRelatively High
Coastal FloodingModerate
Heat WaveModerate
Inland FloodingModerate
TornadoModerate
TsunamiInsufficient Data

How This Home’s Risks Compare

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm

Straight Line Winds

Tornado

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$341	$4,092
Home Insurance *	$165	$1,980
Property Taxes	$37	$444
Electricity	$192	$2,304
Total	$735	$8,820

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$29,400/yr

35% on housing$25,200/yr

40% on housing$22,050/yr

45% on housing$19,600/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered

Hail

Wind

Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 2,237Commercial: -4

Total Premiums$1.77M

Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%

10.7%

0%30.0%

Electricity Growth Rate10-year average: 4.2%

4.2%

0%15.0%

Property Taxes Growth Rate2-year average: -0.5%

-0.5%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 39567$103

Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39567$118