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5206 Fern St, Pascagoula, MS, 39567

2beds
1baths
1,458sqft
$150,000
$103price/sqft
$1,401/moest. monthly cost
$56,040/yrincome needed

About This Home

At no fault of their own, this home is back on the market! GREAT LOCATION WITH WATER VIEW!!... with a little TLC this home would make a great starter home or be the perfect investment opportunity. Best of all the home is not in a flood zone!!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Lake Elementary SchGrades K-40.9 mi
6/10
7/10
Pascagoula High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet
  • Flooring: Vinyl,Carpet,Combination

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,458
  • Total interior livable area: 1,458 sqft

Property

Details

  • Parcel number: 41910008.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 100 x 140 x 100 x 140

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$368$4,416
Property Taxes $83$996
Electricity $192$2,304
Total$1,401$16,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,034/yr
40% on housing$42,030/yr
45% on housing$37,360/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 39567$101
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39567$118
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$150,000
2026-07-21Listing removed$135,000
2026-07-18Price change$135,000
2026-07-09Listed for sale$140,000
2026-07-03Listing removed$155,000
2026-06-09Pending sale$155,000
2026-06-02Price change$155,000
2026-05-29Price change$169,000
2026-05-26Price change$174,000
2026-05-19Listed for sale$179,000
2018-08-03Sold--
2018-06-27Pending sale$97,500
2018-06-22Listed for sale$97,500

For Sale by Agent

AgentTheresa Waker
BrokerageWakeland Properties, LLC

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