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1803 Highway 99, Troy, ID, 83871

4beds
4baths
3,718sqft
$648,500
$174price/sqft
$3,960/moest. monthly cost
$158,400/yrincome needed

About This Home

Welcome to your opportunity to own a beautifully built custom home on 2.3 acres 1/2 mile from charming community of Troy, ID. Built in 1997, this spacious 3,718 sq. ft. ranch-style home w/daylight basement offers room to spread out while enjoying peaceful country living w/convenience of town nearby. Main level features private primary suite complete w/walk-in closet, double vanities, soaking tub, & separate shower. Dedicated office showcases stunning tongue-&-groove wood ceilings, while vaulted living room flows into formal dining area. Double-sided fireplace creates warm ambiance shared between living room & oversized kitchen, featuring granite countertops, abundant prep space, + built-in breakfast booth. Main floor also inc. laundry room, 1/2 bath, & convenient no-step access from two-car garage. Downstairs you'll find second primary suite w/walk-in closet & ensuite bath, 2 add'l oversized bedrooms, large family room, + another full bath—ideal for multi-generational living or guests. Outside, enjoy covered deck overlooking property along w/impressive shop built in 2000 featuring commercial overhead door, 2nd bay, + loft storage. Property is currently in foreclosure process & being sold AS-IS. With its outstanding floor plan, quality construction, acreage, + incredible shop -great opportunity for buyer willing to invest sweat equity & restore this custom home to its full potential.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

9/10
Troy Elementary SchoolGrades PK-61.5 mi
9/10
Troy Jr-Sr High SchoolGrades 7-121.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Composition
  • Construction materials: Brick,Metal Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Oven/Range Built-In,Refrigerator,Trash Compactor,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Daylight,Walk-Out Access

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower

Features

  • Bath-Master,Bed-Master Main Level,Den/Office,Formal Dining,Family Room,Two Master Bedrooms,Double Vanity,Walk-In Closet(s),Pantry,Kitchen Island,Granite Counters,Number of Baths Main Level: 1,Number of Baths Below Grade: 2
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas,Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 1,654
  • Finished area above ground: 1,864

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,718
  • Total interior livable area: 3,718 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: RP39N03W180951
  • Special condition: In Foreclosure

Features

  • Levels: Single with Below Grade
  • Patio & porch: Covered Patio/Deck
  • Has view: Yes

Lot

  • Lot size: 2.30 Acres
  • Features: 1 - 4.99 AC,Garden,Views,Auto Sprinkler System,Drip Sprinkler System,Full Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Heat Wave
Landslide
Strong Wind

FEMA Declared Disasters in Latah County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,279$39,348
Home Insurance $193$2,316
Property Taxes $261$3,132
Electricity $227$2,727
Total$3,960$47,520

Income You'd Need if You Spent...

35% on housing$135,771/yr
40% on housing$118,800/yr
45% on housing$105,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 83871$216
Latah County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 83871$285
Latah County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentTiffany Bentley
BrokerageMagenta & Co.

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