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1761 Little Bear Ridge Rd, Troy, ID, 83871

3beds
3baths
3,310sqft
$1,100,000
$332price/sqft
$6,471/moest. monthly cost
$258,840/yrincome needed

About This Home

Just through the stained glass door, enter into a life you've been imagining. Seven acres of towering timber, a bubbling seasonal creek, and a wrap-around deck that puts you eye-level with the forest canopy — this is mornings with coffee before the world wakes up. Inside, a two-story stone fireplace commands the living room with quiet authority, while the dream kitchen — six-burner gas range, endless soft-close cabinetry, beverage fridge and sink — makes cooking feel like a joy rather than a chore. Three spacious bedrooms, two and a half baths, and storage tucked into every thoughtful corner. Outside, covered parking, a woodworker's garage/shop, and a shed for the ATV and adventure gear. Cross your own concrete bridge to come home. Leave the noise behind — permanently.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
Troy Elementary SchoolGrades PK-62.6 mi
9/10
Troy Jr-Sr High SchoolGrades 7-122.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven/Range Freestanding,Refrigerator,Washer,Dryer

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Main level bathrooms: 1

Features

  • Loft,Bath-Master,Double Vanity,Walk-In Closet(s),Number of Baths Main Level: 1,Number of Baths Upper Level: 2
  • Flooring: Concrete
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,310

Heating

  • Heating features: Heated

Interior Area

  • Total structure area: 3,310
  • Total interior livable area: 3,310 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: RP39N03W092102

Features

  • Levels: Two
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 7 Acres
  • Features: 5 - 9.9 Acres,Garden,Wooded

Parking

  • Total spaces: 4
  • Parking features: RV/Boat,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Inland Flooding
Heat Wave
Landslide
Strong Wind

FEMA Declared Disasters in Latah County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance $328$3,936
Property Taxes $379$4,548
Electricity $202$2,428
Total$6,471$77,652

Income You'd Need if You Spent...

35% on housing$221,862/yr
40% on housing$194,130/yr
45% on housing$172,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 83871$185
Latah County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 83871$285
Latah County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentAngie Spellman
BrokerageRE/MAX Connections

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