109 Cougar Dr, Mankato, MN, 56001
About This Home
Welcome to 109 Cougar Drive! This spacious 5-bedroom, 3-bathroom home offers a well-designed floor plan with 9-foot ceilings that create an open, airy feel throughout the main living areas. The inviting layout provides generous space for everyday living, entertaining, or working from home. The open-concept living, dining, and kitchen areas are filled with natural light, creating a warm and welcoming atmosphere. Five bedrooms offer flexibility for a variety of needs, while three bathrooms provide added convenience. Thoughtfully designed with both comfort and functionality in mind, this home is ready for its next owner to enjoy. Conveniently located near local amenities, parks, shopping, dining, and major roadways, offers a great combination of space, style, and accessibility. Many recent updates include new siding (2023), roof (2023), windows (2021) and much more. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Roof: Asphalt
- Construction materials: Frame/Wood,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater,Water Softener-None
- Laundry features: Washer/Dryer Hookups
Basement
- Has basement: Yes
- Basement: Daylight/Lookout Windows,Block,Partial
Bedroom
- Level: Upper
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Lower
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Combine with Kitchen
- Level: Upper
Features
- Walk-In Closet(s),Bath Description: Full Basement,Main Floor Full Bath,Private Primary,Separate Tub & Shower,3+ Same Floor Bedrooms(L)
- Window features: Window Coverings
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,300
- Finished area above ground: 1,659
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,959
- Total interior livable area: 3,292 sqft
Kitchen
- Level: Upper
Living Room
- Level: Upper
Property
Details
- Parcel number: R01.09.16.430.006
- Other equipment: Air to Air Exchange
- Foundation area: 1659
Features
- Levels: Bi-Level Split
- Patio & porch: Deck
- Fencing: Full
Lot
- Lot size: 8,276 sqft
- Features: Few Trees
- Lot size dimensions: 67.5 x 124
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Tornado
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Blue Earth County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $477 | $5,724 |
| Electricity | $277 | $3,331 |
| Total | $3,179 | $38,148 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $439,900 |
| 2008-11-21 | Sold | $176,000 |
For Sale by Agent
View on Zillow