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100 Crystal Ln, Mankato, MN, 56001

2beds
2baths
3,398sqft
$489,900
$144price/sqft
$3,414/moest. monthly cost
$136,560/yrincome needed

About This Home

Beautiful one-level living in the desirable Diamond Creek neighborhood! This well-cared-for home features an open layout with natural woodwork, solid oak 6-panel doors, and a spacious primary suite with large closet. Enjoy the convenience of an attached garage with extra-wide doors and a 220V/40amp outlet for EV car charging. Patio in back includes an awning—perfect for relaxing or entertaining outdoors. Recent updates include a high-efficiency furnace (2024) and newer refrigerator (2022), along with durable 50-year shingles installed in 2014. The home also includes thoughtful features like an in-home vacuum system and ample garage storage. The association takes care of lawn mowing and snow removal, making for easy, low-maintenance living in a great Mankato location close to shopping, dining, and more.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
Kennedy Elementary SchoolGrades PK-50.6 mi
5/10
6/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Washer/Dryer Hookups

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished,Block,Full

Bedroom

  • Level: Main
  • Area: 185.60000000000002

Bedroom1

  • Level: Main
  • Area: 134.07000000000002

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Breakfast Bar
  • Level: Main
  • Area: 98.82

Features

  • Ceiling Fan(s),Eat-In Kitchen,Natural Woodwork,Walk-In Closet(s),Central Vacuum,Bath Description: Main Floor 3/4 Bath,Private Primary
  • Flooring: Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,699

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,699
  • Total interior livable area: 3,398 sqft

Kitchen

  • Level: Main
  • Area: 149.85

Living Room

  • Level: Main
  • Area: 358.40000000000003

Property

Accessibility

  • Accessibility features: Grab Bars in Bathroom

Details

  • Parcel number: R01.09.16.454.009
  • Other equipment: Sump Pump
  • Foundation area: 1699

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 130 x 120 x 126 x 120

Parking

  • Total spaces: 3
  • Parking features: Concrete,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$201$2,412
Property Taxes $450$5,400
Electricity $286$3,439
Total$3,414$40,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,051/yr
40% on housing$102,420/yr
45% on housing$91,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 56001$137
Blue Earth County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56001
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$499,900
2026-04-24Price change$519,900
2026-04-15Listed for sale$529,900
2005-10-21Sold$264,128

For Sale by Agent

AgentJEN TRUE
BrokerageTrue Real Estate

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