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214 Clover Ln, Mankato, MN, 56001

3beds
2baths
2,576sqft
$315,000
$122price/sqft
$2,309/moest. monthly cost
$92,360/yrincome needed

About This Home

Conveniently located on Mankato's hilltop, very well maintained ranch style home awaits its new owner! The main level has a spacious living room w/ built-ins, eat-in kitchen, 3 bedrooms & a full bathroom. Downstairs has a family room w/ gas fireplace, 3/4 bath and laundry/utility room & spacious storage area. Nice backyard with fresh landscaping, call today to check out this amazing home!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

9/10
6/10
6/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1959

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Steel Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Full,Partial

Bedroom

  • Level: Main
  • Area: 182

Bedroom1

  • Level: Main
  • Area: 143

Bedroom2

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Combine with Kitchen,Eat-in Kitchen

Family Room

  • Level: Lower
  • Area: 286

Features

  • 3+ Same Floor Bedrooms(L)
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,288
  • Finished area above ground: 1,288

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,576
  • Total interior livable area: 2,576 sqft

Kitchen

  • Level: Main
  • Area: 190

Living Room

  • Level: Main
  • Area: 300

Property

Details

  • Parcel number: R01.09.17.405.007
  • Other equipment: Water Osmosis System,Sump Pump
  • Foundation area: 1288

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 56 x 108 x 94 x 108

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Heat Wave
Tornado
Hail

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$201$2,412
Property Taxes $299$3,588
Electricity $217$2,607
Total$2,309$27,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,165/yr
40% on housing$69,270/yr
45% on housing$61,573/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 56001$137
Blue Earth County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56001
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$315,000
2019-03-19Sold$205,000
2019-02-02Listed for sale$194,900

For Sale by Agent

AgentBonnie Kruger
BrokerageBridge Realty

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