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439 S Oakland Ave, Indianapolis, IN, 46201

4beds
2baths
1,909sqft
$278,000
$146price/sqft
$2,095/moest. monthly cost
$83,800/yrincome needed

About This Home

This beautifully updated 4-bedroom, 2-bath home is packed with modern upgrades and everyday comfort. The bright, open kitchen features quartz countertops, custom cabinetry, tile backsplash, and stainless LG appliances-perfect for cooking and entertaining. Enjoy the spacious living room, refreshed baths, newer flooring, updated roof, and 200-amp electrical service. Outside, the fenced double lot offers endless possibilities-host gatherings, garden, add playset for kids, or park up to 10+ vehicles. The oversized 26x22 garage with 16x8 door provides room for large vehicles or a great workshop setup. Located in a hot and convenient neighborhood, just steps from the new Justice Center, local restaurants, shops, and Clayton-Lasalle Park. Close to Historic Irvington, Christian Park, Fountain Square, and Downtown Indy-everything you need within minutes. The flexible layout includes a large upper-level bedroom that can double as a primary suite, family room, or creative space. Bonus: Security system with new cameras included!

Getting Around

67
WalkingSomewhat Walkable
35
TransitSome Transit
65
BikeBikeable

Schools

7/10
6/10
1/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1925

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Disposal,Gas Water Heater,MicroHood,Microwave,Electric Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Upper
  • Area: 276
  • Dimensions: 23x12

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedroom4

  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Features

  • High Ceilings,Walk-In Closet(s),Entrance Foyer,High Speed Internet,Smart Thermostat
  • Window features: Wood Work Painted
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,High Efficiency (90%+ AFUE ),Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,909
  • Total interior livable area: 1,909 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Level: Main
  • Area: 242
  • Dimensions: 22x11

Master Bedroom

  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Property

Details

  • Parcel number: 491008135220000101
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Other
  • Fencing: Fenced,Full

Lot

  • Lot size: 10,454 sqft
  • Features: Curbs,Mature Trees,Sidewalks,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,405$16,860
Home Insurance *$275$3,300
Property Taxes $231$2,772
Electricity $184$2,212
Total$2,095$25,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,828/yr
40% on housing$62,850/yr
45% on housing$55,866/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 46201$113
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46201$92
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Price change$278,000
2025-11-03Listed for sale$280,000
2023-07-28Sold$249,900
2023-06-25Pending sale$259,900
2023-04-19Listed for sale$259,900
2023-04-19Listing removed--
2023-01-19Price change$259,900
2022-12-11Price change$269,900
2022-10-18Listed for sale$275,000
2022-10-11Listing removed--
2022-08-04Price change$275,000
2022-07-18Price change$300,000
2022-05-27Price change$320,000
2022-04-25Price change$350,000
2022-04-07Listed for sale$375,000

For Sale by Agent

AgentAdonis Dowbor
BrokerageeXp Realty, LLC

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