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315 N Broad St, Mankato, MN, 56001

4beds
2baths
2,772sqft
$249,000
$90price/sqft
$1,892/moest. monthly cost
$75,680/yrincome needed

About This Home

Welcome home to this timeless 4-bedroom, 2-bath beauty! Step inside to a spacious main floor featuring a cozy living room, separate dining area, and an open kitchen complete with a walk-in pantry. The main level also offers a convenient bedroom and 3/4 bath with a walk-in shower. Enjoy your morning coffee on the charming front porch, and take advantage of the enclosed back porch that doubles perfectly as a mudroom with extra storage. Upstairs, you'll find 3 additional bedrooms and a generously sized bathroom. This move-in ready home also includes a detached single-stall garage with an additional cement parking pad at the rear of the property. Located in a great area and ready for its next owners, don't miss your chance to make it yours!

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

8/10
5/10
6/10

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Bathroom

  • Level: Upper
  • Area: 91
  • Dimensions: 13x7

Bedroom

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedroom2

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedroom3

  • Level: Upper
  • Area: 96
  • Dimensions: 12x8

Bedroom4

  • Level: Upper
  • Area: 81
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,796

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,772
  • Total interior livable area: 2,772 sqft

Kitchen

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Other

  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R010907456004
  • Zoning description: Residential-Single Family
  • Foundation area: 976

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Rear Porch

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 33 x 158

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$201$2,412
Property Taxes $199$2,388
Electricity $233$2,805
Total$1,892$22,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,868/yr
40% on housing$56,760/yr
45% on housing$50,453/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 56001$138
Blue Earth County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56001
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$250,000
2023-09-11Sold$225,000
2023-08-24Pending sale$229,900
2023-08-11Contingent$229,900
2023-07-26Listed for sale$229,900

For Sale by Agent

AgentShaLee Ebertowski
BrokerageEdina Realty, Inc.

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