52062 190th Ln, Lake Crystal, MN, 56055
About This Home
Timeless Colonial lake home on 1.6 beautifully landscaped acres with 140 feet of shoreline on Loon Lake! This well-maintained 5-bedroom, 3-bath home offers the perfect combination of classic charm and peaceful waterfront living. The main level features beautiful hardwood floors, a cozy gas fireplace in the living room, and a newly remodeled full bath with a stunning walk-in tile shower. Enjoy morning coffee or evening sunsets from the bright three-season porch overlooking the park-like backyard. Upstairs you'll find four spacious bedrooms with gorgeous hardwood flooring and a full bath. A full attic in excellent condition offers endless possibilities for future living space, a studio, or additional storage. The basement provides abundant storage, while the spacious mudroom with double closets offers convenient access from both the front entrance and attached garage. Towering mature trees, beautiful perennial gardens, and a gently sloping lawn that leads to 140 feet of shoreline, creating an exceptional outdoor setting for entertaining, relaxing, and enjoying everything Loon Lake has to offer. This is a rare opportunity to own a truly special lakefront property with timeless character and incredible potential. Located just minutes from Mankato and Lake Crystal.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Previously Owned
- Year built: 1932
Materials
- Roof: Asphalt,Rubber
- Construction materials: Frame/Wood,Steel Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Electric Water Heater,Water Softener Owned
- Laundry features: Washer/Dryer Hookups
Basement
- Has basement: Yes
- Basement: Daylight/Lookout Windows,Partially Finished,Block,Full
Bedroom
- Level: Main
- Area: 128.51999999999998
Bedroom1
- Level: Upper
- Area: 200.49
Bedroom2
- Level: Upper
- Area: 115.544
Bedroom3
- Level: Upper
- Area: 158.67000000000002
Bedroom4
- Level: Upper
- Area: 108.28999999999999
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Features: Combine with Kitchen,Formal Dining Room
- Level: Main
- Area: 134.07000000000002
Features
- Eat-In Kitchen,Bath Description: Main Floor 3/4 Bath,Upper Level Bath,3+ Same Floor Bedrooms(L)
- Flooring: Hardwood,Tile
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 225
- Finished area above ground: 2,062
Heating & Cooling
- Heating features: Fireplace(s),Forced Air,Wood Stove,Propane - Tank Rented
- Cooling features: Central Air
Interior Area
- Total structure area: 2,287
- Total interior livable area: 3,014 sqft
Kitchen
- Level: Main
- Area: 205.66
Living Room
- Level: Main
- Area: 276.41
Property
Details
- Parcel number: R36.12.03.351.002
- Foundation area: 952
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: Loon
- Frontage type: Waterfront
Lot
- Lot size: 1.60 Acres
- Features: Accessible Shoreline,Landscaped
- Lot size dimensions: 1.6 acres
Parking
- Total spaces: 2
- Parking features: Concrete,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Drought
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Blue Earth County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,185 | $38,220 |
| Home Insurance * | $206 | $2,472 |
| Property Taxes | $366 | $4,392 |
| Electricity | $254 | $3,050 |
| Total | $4,011 | $48,132 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $629,900 |
| 2026-07-08 | Listed for sale | $699,900 |
| 2002-10-25 | Sold | $500 |
For Sale by Agent
View on Zillow