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19984 Stoltzman Rd, Mankato, MN, 56001

3beds
1baths
1,600sqft
$1,049,000
$656price/sqft
$6,346/moest. monthly cost
$253,840/yrincome needed

About This Home

Your space to spread out less than five minutes from downtown and University of Minnesota, Mankato. 18+ acre lot with outbuildings plus an additional adjoining 1 acre lot to be included. Plenty of mature trees and numerous possibilities to build your dream home with plenty of room for growth. Tillable acres for supplemental rental income or your plans for it.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Upper
  • Area: 110
  • Dimensions: 11'x10'

Bedroom2

  • Level: Upper
  • Area: 100
  • Dimensions: 10'x10'

Bedroom3

  • Level: Upper
  • Area: 90
  • Dimensions: 9'x10'

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Area: 144
  • Dimensions: 12'x12'

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,580
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10'x12'

Living Room

  • Level: Main
  • Area: 256
  • Dimensions: 16'x16'

Office

  • Level: Main
  • Area: 80
  • Dimensions: 8'x10'

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R430836200010
  • Zoning description: Agriculture,Lot,Residential-Single Family
  • Wooded area: 43560
  • Foundation area: 1008

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 19.36 Acres
  • Features: Corner Lot,Tillable,Tree Coverage - Medium
  • Lot size dimensions: N739' OF NE4 OF NE4 E x L AND R ANCRES 036 108 27

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather
Drought
Tornado

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,304$63,648
Home Insurance *$201$2,412
Property Taxes $671$8,052
Electricity $170$2,050
Total$6,346$76,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,577/yr
40% on housing$190,380/yr
45% on housing$169,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$656This listing

vs Other Active Listings

Avg $/sqft

ZIP 56001$133
Blue Earth County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 56001
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,049,000

For Sale by Agent

AgentMark S. Goebel
BrokerageGS&D, LLC

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