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58569 Kirkwood Rd, Mankato, MN, 56001

2beds
2baths
2,016sqft
$329,000
$163price/sqft
$2,245/moest. monthly cost
$89,800/yrincome needed

About This Home

Rare 5-Acre Bluff line Opportunity Just Minutes from Town! Discover the blend of privacy, nature, and convenience with this beautiful 5-acre rural property set along the bluff line near Mankato. Surrounded by mature trees and scenic views, this unique parcel offers a peaceful setting while remaining just 5 mins from city limits & 10–15 minutes from downtown, shopping, and Mayo Clinic Health System. The property is well-equipped with valuable infrastructure already in place, including a well and septic system, making it an ideal candidate for your future build or investment vision. Outbuildings include: A double-stall garage, 14’commercial-height shop with tempered garage door, & a 44’ x 32’ pole barn with concrete floor. A double wide manufactured home and an additional older structure are currently on the property. Whether you’re looking to build your dream home, create a hobby farm, or invest in a highly desirable rural setting close to city amenities, this property offers incredible upside in a sought-after location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Other,None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,016

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Property

Details

  • Parcel number: R43.09.27.401.002
  • Foundation area: 2016

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5 Acres
  • Lot size dimensions: 508 x 474 x 533 x 323

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$201$2,412
Property Taxes $211$2,532
Electricity $170$2,050
Total$2,245$26,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,971/yr
40% on housing$67,350/yr
45% on housing$59,866/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 56001$137
Blue Earth County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56001
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$329,000
2010-09-29Sold$89,000

For Sale by Agent

AgentSHAWNA WOLFE
BrokerageKeller Williams Premier Realty

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