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180 Joray Dr, Mankato, MN, 56001

5beds
4baths
4,244sqft
$679,000
$160price/sqft
$4,457/moest. monthly cost
$178,280/yrincome needed

About This Home

As you drive into this subdivision and up to the house you will immediately feel the privacy of the area and the beautiful stateliness of the stucco and stone exterior. As you enter the massive front door, you are greeted by a two story high foyer and real wood floors. On your left is the den/office complete with large window and fireplace. On the right side of the foyer is the formal dining room. Continuing further into the home you will be welcomed by three rooms that are connected; the large eat-in kitchen with center island, tiled floor, tiled backsplash and stone countertops. Off the kitchen is a family room with a fireplace connected to a 4 season sunroom with access to the newly re-built deck with maintenance free deck boards. Enjoy your 1+ acre private lot from there. On the other side of the kitchen is a big mud room/laundry room with lots of storage. From this room you can access the 3 stall, heated garage with loads of storage. The 2nd floor features four generous sized bedrooms including the master suite with beautiful private bath and a vaulted ceiling. And that is not all. Walking down to the lower level you will find another family room with fireplace, a rec room, a fifth bedroom and another ¾ bath. There is extra storage as well. Surprise! There is also a walk out sliding door to the patio. Hi-efficiency 3 zone furnace, new tankless water heater, radon mitigation system and a reverse osmosis water system are also featured here. The owners also installed a new septic system in 2021 and new shingles were installed in 2022. This is a high quality home built in a quality neighborhood. We would love for you to come take a look at this wonderful home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
5/10
6/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1994

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Brick,Metal Siding,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump,Walk-Out Access,Block,Full,Walk-out

Bedroom

  • Level: Upper
  • Area: 192

Bedroom1

  • Level: Upper
  • Area: 144

Bedroom2

  • Level: Upper
  • Area: 144

Bedroom3

  • Level: Upper
  • Area: 130

Bedroom4

  • Level: Lower
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156

Family Room

  • Level: Main
  • Area: 216

Features

  • Ceiling Fan(s),Natural Woodwork,Sauna,Vaulted Ceiling(s),Central Vacuum,Bath Description: 3/4 Basement,3/4 Primary,Main Floor 1/2 Bath,Private Primary,Upper Level Bath,3+ Same Floor Bedrooms(L)
  • Flooring: Hardwood,Tile
  • Fireplace features: Three or More
  • Fireplace: Yes
  • Finished area below ground: 1,250
  • Finished area above ground: 2,712

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,962
  • Total interior livable area: 4,244 sqft

Kitchen

  • Level: Main
  • Area: 312

Property

Details

  • Parcel number: R400432406011
  • Other equipment: Water Osmosis System,Sump Pump
  • Foundation area: 1606

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 1.01 Acres
  • Features: Ravine
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Concrete,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$201$2,412
Property Taxes $466$5,592
Electricity $357$4,295
Total$4,457$53,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,811/yr
40% on housing$133,710/yr
45% on housing$118,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 56001$137
Blue Earth County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56001
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$699,900
2026-01-13Listing removed$684,900
2025-12-08Price change$684,900
2025-10-15Listed for sale$699,900
2023-12-26Sold$635,000
2023-12-07Pending sale$669,900
2023-11-30Contingent$669,900
2023-10-31Price change$669,900
2023-09-07Price change$685,000
2023-07-21Listed for sale$699,900
2017-06-30Sold$260,000
2017-06-01Pending sale$532,900
2017-05-24Listed for sale$532,900
2014-02-26Sold$423,000
2013-11-16Listed for sale$459,900

For Sale by Agent

AgentJEFF KAUL
BrokerageBridge Realty

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